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color: #999; margin-right: 10px;\">$100<\/span>\n          <span data-namespace69e16c80641eb343649977-curprice style=\"font-size: 30px; font-weight: bold; color: #333;\">$80<\/span>\n        <\/div>\n        \n        <!-- Apply Button -->\n        <a data-namespace69e16c80641eb343649977-url href=\"\" style=\"display: inline-block; background: var(--ast-global-color-0); color: white; text-decoration: none; border-radius: 6px; font-size: 16px; font-weight: bold; text-align: center; transition: transform 0.3s ease, background 0.3s ease; margin-top: auto;\">\n          <button style=\"width: 100%; padding: 15px 30px;\">  \n            VER AGORA          <\/button>\n        <\/a>\n              <\/div>\n          <div data-namespace69e16c80641eb343649977-card style=\"background: #ffffff; border-radius: 12px; box-shadow: 0 10px 30px rgba(0, 0, 0, 0.1); width: 100%; max-width: 340px; padding: 25px; transition: transform 0.3s ease-in-out; overflow: visible; display: flex; flex-direction: column; position: relative; min-height: 440px; \">\n                                  <!-- Company Logo -->\n          <img decoding=\"async\" data-namespace69e16c80641eb343649977-image src=\"\" alt=\"\" onerror=\"this.src='https:\/\/cdn.adtechpanda.com\/a7c022a9-9b24-4466-847b-d8e479efa5be\/';\" style=\"position: absolute; top: 25px; right: 25px; width: 40px; height: 40px; padding: 2px; object-fit: cover; box-shadow: 0 4px 10px rgba(0, 0, 0, 0.1); border: 0.5px solid lightgray;\">\n          <div data-namespace69e16c80641eb343649977-header style=\"min-height: 140px;\">\n            <!-- Job Title -->\n            <h3 data-namespace69e16c80641eb343649977-title style=\"color: #333; font-size: 18px; font-weight: bold; margin-bottom: 5px; text-align: left; margin-right: 50px;\"><\/h3>\n            <!-- Location -->\n            <p data-namespace69e16c80641eb343649977-location style=\"font-size: 16px; color: #999; margin-bottom: 20px; text-align: left; display: flex; align-items: center;\">\n              <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" height=\"20\" width=\"20\" viewbox=\"0 0 24 24\" style=\"fill: #1e293b; margin-right: 4px;\">\n                <path d=\"M12 2C8.13 2 5 5.13 5 9c0 3.19 3.05 7.09 6.62 10.24L12 21l.38-.76C15.95 16.09 19 12.19 19 9c0-3.87-3.13-7-7-7zm0 10c-1.66 0-3-1.34-3-3s1.34-3 3-3 3 1.34 3 3-1.34 3-3 3z\"\/>\n              <\/svg>\n              <span data-namespace69e16c80641eb343649977-city><\/span>\n            <\/p>\n          <\/div>\n        \n        <!-- Job Description -->\n        <p data-namespace69e16c80641eb343649977-prompt style=\"font-size: 16px; color: #666; margin-bottom: 20px; line-height: 1.5; flex-grow: 1; text-align: left;\"><\/p>\n        <!-- Align to the right -->\n        <div data-namespace69e16c80641eb343649977-price style=\"display: flex; justify-content: flex-end; align-items: baseline; margin-bottom: 10px;\">\n          <span data-namespace69e16c80641eb343649977-oldprice style=\"text-decoration: line-through; color: #999; margin-right: 10px;\">$100<\/span>\n          <span data-namespace69e16c80641eb343649977-curprice style=\"font-size: 30px; font-weight: bold; color: #333;\">$80<\/span>\n        <\/div>\n        \n        <!-- Apply Button -->\n        <a data-namespace69e16c80641eb343649977-url href=\"\" style=\"display: inline-block; background: var(--ast-global-color-0); color: white; text-decoration: none; border-radius: 6px; font-size: 16px; font-weight: bold; text-align: center; transition: transform 0.3s ease, background 0.3s ease; margin-top: auto;\">\n          <button style=\"width: 100%; padding: 15px 30px;\">  \n            VER AGORA          <\/button>\n        <\/a>\n              <\/div>\n          <div data-namespace69e16c80641eb343649977-card style=\"background: #ffffff; border-radius: 12px; box-shadow: 0 10px 30px rgba(0, 0, 0, 0.1); width: 100%; max-width: 340px; padding: 25px; transition: transform 0.3s ease-in-out; overflow: visible; display: flex; flex-direction: column; position: relative; min-height: 440px; \">\n                                  <!-- Company Logo -->\n          <img decoding=\"async\" data-namespace69e16c80641eb343649977-image src=\"\" alt=\"\" onerror=\"this.src='https:\/\/cdn.adtechpanda.com\/a7c022a9-9b24-4466-847b-d8e479efa5be\/';\" style=\"position: absolute; top: 25px; right: 25px; width: 40px; height: 40px; padding: 2px; object-fit: cover; box-shadow: 0 4px 10px rgba(0, 0, 0, 0.1); border: 0.5px solid lightgray;\">\n          <div data-namespace69e16c80641eb343649977-header style=\"min-height: 140px;\">\n            <!-- Job Title -->\n            <h3 data-namespace69e16c80641eb343649977-title style=\"color: #333; font-size: 18px; font-weight: bold; margin-bottom: 5px; text-align: left; margin-right: 50px;\"><\/h3>\n            <!-- Location -->\n            <p data-namespace69e16c80641eb343649977-location style=\"font-size: 16px; color: #999; margin-bottom: 20px; text-align: left; display: flex; align-items: center;\">\n              <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" height=\"20\" width=\"20\" viewbox=\"0 0 24 24\" style=\"fill: #1e293b; margin-right: 4px;\">\n                <path d=\"M12 2C8.13 2 5 5.13 5 9c0 3.19 3.05 7.09 6.62 10.24L12 21l.38-.76C15.95 16.09 19 12.19 19 9c0-3.87-3.13-7-7-7zm0 10c-1.66 0-3-1.34-3-3s1.34-3 3-3 3 1.34 3 3-1.34 3-3 3z\"\/>\n              <\/svg>\n              <span data-namespace69e16c80641eb343649977-city><\/span>\n            <\/p>\n          <\/div>\n        \n        <!-- Job Description -->\n        <p data-namespace69e16c80641eb343649977-prompt style=\"font-size: 16px; color: #666; margin-bottom: 20px; line-height: 1.5; flex-grow: 1; text-align: left;\"><\/p>\n        <!-- Align to the right -->\n        <div data-namespace69e16c80641eb343649977-price style=\"display: flex; justify-content: flex-end; align-items: baseline; margin-bottom: 10px;\">\n          <span data-namespace69e16c80641eb343649977-oldprice style=\"text-decoration: line-through; color: #999; margin-right: 10px;\">$100<\/span>\n          <span data-namespace69e16c80641eb343649977-curprice style=\"font-size: 30px; font-weight: bold; color: #333;\">$80<\/span>\n        <\/div>\n        \n        <!-- Apply Button -->\n        <a data-namespace69e16c80641eb343649977-url href=\"\" style=\"display: inline-block; background: var(--ast-global-color-0); color: white; text-decoration: none; border-radius: 6px; font-size: 16px; font-weight: bold; text-align: center; transition: transform 0.3s ease, background 0.3s ease; margin-top: auto;\">\n          <button style=\"width: 100%; padding: 15px 30px;\">  \n            VER AGORA          <\/button>\n        <\/a>\n              <\/div>\n          <div data-namespace69e16c80641eb343649977-card style=\"background: #ffffff; border-radius: 12px; box-shadow: 0 10px 30px rgba(0, 0, 0, 0.1); width: 100%; max-width: 340px; padding: 25px; transition: transform 0.3s ease-in-out; overflow: visible; display: flex; flex-direction: column; position: relative; min-height: 440px; \">\n                                  <!-- Company Logo -->\n          <img decoding=\"async\" data-namespace69e16c80641eb343649977-image src=\"\" alt=\"\" onerror=\"this.src='https:\/\/cdn.adtechpanda.com\/a7c022a9-9b24-4466-847b-d8e479efa5be\/';\" style=\"position: absolute; top: 25px; right: 25px; width: 40px; height: 40px; padding: 2px; object-fit: cover; box-shadow: 0 4px 10px rgba(0, 0, 0, 0.1); border: 0.5px solid lightgray;\">\n          <div data-namespace69e16c80641eb343649977-header style=\"min-height: 140px;\">\n            <!-- Job Title -->\n            <h3 data-namespace69e16c80641eb343649977-title style=\"color: #333; font-size: 18px; font-weight: bold; margin-bottom: 5px; text-align: left; margin-right: 50px;\"><\/h3>\n            <!-- Location -->\n            <p data-namespace69e16c80641eb343649977-location style=\"font-size: 16px; color: #999; margin-bottom: 20px; text-align: left; display: flex; align-items: center;\">\n              <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" height=\"20\" width=\"20\" viewbox=\"0 0 24 24\" style=\"fill: #1e293b; margin-right: 4px;\">\n                <path d=\"M12 2C8.13 2 5 5.13 5 9c0 3.19 3.05 7.09 6.62 10.24L12 21l.38-.76C15.95 16.09 19 12.19 19 9c0-3.87-3.13-7-7-7zm0 10c-1.66 0-3-1.34-3-3s1.34-3 3-3 3 1.34 3 3-1.34 3-3 3z\"\/>\n              <\/svg>\n              <span data-namespace69e16c80641eb343649977-city><\/span>\n            <\/p>\n          <\/div>\n        \n        <!-- Job Description -->\n        <p data-namespace69e16c80641eb343649977-prompt style=\"font-size: 16px; color: #666; margin-bottom: 20px; line-height: 1.5; flex-grow: 1; text-align: left;\"><\/p>\n        <!-- Align to the right -->\n        <div data-namespace69e16c80641eb343649977-price style=\"display: flex; justify-content: flex-end; align-items: baseline; margin-bottom: 10px;\">\n          <span data-namespace69e16c80641eb343649977-oldprice style=\"text-decoration: line-through; color: #999; margin-right: 10px;\">$100<\/span>\n          <span data-namespace69e16c80641eb343649977-curprice style=\"font-size: 30px; font-weight: bold; color: #333;\">$80<\/span>\n        <\/div>\n        \n        <!-- Apply Button -->\n        <a data-namespace69e16c80641eb343649977-url href=\"\" style=\"display: inline-block; background: var(--ast-global-color-0); color: white; text-decoration: none; border-radius: 6px; font-size: 16px; font-weight: bold; text-align: center; transition: transform 0.3s ease, background 0.3s ease; margin-top: auto;\">\n          <button style=\"width: 100%; padding: 15px 30px;\">  \n            VER AGORA          <\/button>\n        <\/a>\n              <\/div>\n          <div data-namespace69e16c80641eb343649977-card style=\"background: #ffffff; border-radius: 12px; box-shadow: 0 10px 30px rgba(0, 0, 0, 0.1); width: 100%; max-width: 340px; padding: 25px; transition: transform 0.3s ease-in-out; overflow: visible; display: flex; flex-direction: column; position: relative; min-height: 440px; \">\n                                  <!-- Company Logo -->\n          <img decoding=\"async\" data-namespace69e16c80641eb343649977-image src=\"\" alt=\"\" onerror=\"this.src='https:\/\/cdn.adtechpanda.com\/a7c022a9-9b24-4466-847b-d8e479efa5be\/';\" style=\"position: absolute; top: 25px; right: 25px; width: 40px; height: 40px; padding: 2px; object-fit: cover; box-shadow: 0 4px 10px rgba(0, 0, 0, 0.1); border: 0.5px solid lightgray;\">\n          <div data-namespace69e16c80641eb343649977-header style=\"min-height: 140px;\">\n            <!-- Job Title -->\n            <h3 data-namespace69e16c80641eb343649977-title style=\"color: #333; font-size: 18px; font-weight: bold; margin-bottom: 5px; text-align: left; margin-right: 50px;\"><\/h3>\n            <!-- Location -->\n            <p data-namespace69e16c80641eb343649977-location style=\"font-size: 16px; color: #999; margin-bottom: 20px; text-align: left; display: flex; align-items: center;\">\n              <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" height=\"20\" width=\"20\" viewbox=\"0 0 24 24\" style=\"fill: #1e293b; margin-right: 4px;\">\n                <path d=\"M12 2C8.13 2 5 5.13 5 9c0 3.19 3.05 7.09 6.62 10.24L12 21l.38-.76C15.95 16.09 19 12.19 19 9c0-3.87-3.13-7-7-7zm0 10c-1.66 0-3-1.34-3-3s1.34-3 3-3 3 1.34 3 3-1.34 3-3 3z\"\/>\n              <\/svg>\n              <span data-namespace69e16c80641eb343649977-city><\/span>\n            <\/p>\n          <\/div>\n        \n        <!-- Job Description -->\n        <p data-namespace69e16c80641eb343649977-prompt style=\"font-size: 16px; color: #666; margin-bottom: 20px; line-height: 1.5; flex-grow: 1; text-align: left;\"><\/p>\n        <!-- Align to the right -->\n        <div data-namespace69e16c80641eb343649977-price style=\"display: flex; justify-content: flex-end; align-items: baseline; margin-bottom: 10px;\">\n          <span data-namespace69e16c80641eb343649977-oldprice style=\"text-decoration: line-through; color: #999; margin-right: 10px;\">$100<\/span>\n          <span data-namespace69e16c80641eb343649977-curprice style=\"font-size: 30px; font-weight: bold; color: #333;\">$80<\/span>\n        <\/div>\n        \n        <!-- Apply Button -->\n        <a data-namespace69e16c80641eb343649977-url href=\"\" style=\"display: inline-block; background: var(--ast-global-color-0); color: white; text-decoration: none; border-radius: 6px; font-size: 16px; font-weight: bold; text-align: center; transition: transform 0.3s ease, background 0.3s ease; margin-top: auto;\">\n          <button style=\"width: 100%; padding: 15px 30px;\">  \n            VER AGORA          <\/button>\n        <\/a>\n              <\/div>\n          <div data-namespace69e16c80641eb343649977-card style=\"background: #ffffff; border-radius: 12px; box-shadow: 0 10px 30px rgba(0, 0, 0, 0.1); width: 100%; max-width: 340px; padding: 25px; transition: transform 0.3s ease-in-out; overflow: visible; display: flex; flex-direction: column; position: relative; min-height: 440px; \">\n                                  <!-- Company Logo -->\n          <img decoding=\"async\" data-namespace69e16c80641eb343649977-image src=\"\" alt=\"\" onerror=\"this.src='https:\/\/cdn.adtechpanda.com\/a7c022a9-9b24-4466-847b-d8e479efa5be\/';\" style=\"position: absolute; top: 25px; right: 25px; width: 40px; height: 40px; padding: 2px; object-fit: cover; box-shadow: 0 4px 10px rgba(0, 0, 0, 0.1); border: 0.5px solid lightgray;\">\n          <div data-namespace69e16c80641eb343649977-header style=\"min-height: 140px;\">\n            <!-- Job Title -->\n            <h3 data-namespace69e16c80641eb343649977-title style=\"color: #333; font-size: 18px; font-weight: bold; margin-bottom: 5px; text-align: left; margin-right: 50px;\"><\/h3>\n            <!-- Location -->\n            <p data-namespace69e16c80641eb343649977-location style=\"font-size: 16px; color: #999; margin-bottom: 20px; text-align: left; display: flex; align-items: center;\">\n              <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" height=\"20\" width=\"20\" viewbox=\"0 0 24 24\" style=\"fill: #1e293b; margin-right: 4px;\">\n                <path d=\"M12 2C8.13 2 5 5.13 5 9c0 3.19 3.05 7.09 6.62 10.24L12 21l.38-.76C15.95 16.09 19 12.19 19 9c0-3.87-3.13-7-7-7zm0 10c-1.66 0-3-1.34-3-3s1.34-3 3-3 3 1.34 3 3-1.34 3-3 3z\"\/>\n              <\/svg>\n              <span data-namespace69e16c80641eb343649977-city><\/span>\n            <\/p>\n          <\/div>\n        \n        <!-- Job Description -->\n        <p data-namespace69e16c80641eb343649977-prompt style=\"font-size: 16px; color: #666; margin-bottom: 20px; line-height: 1.5; flex-grow: 1; text-align: left;\"><\/p>\n        <!-- Align to the right -->\n        <div data-namespace69e16c80641eb343649977-price style=\"display: flex; justify-content: flex-end; align-items: baseline; margin-bottom: 10px;\">\n          <span data-namespace69e16c80641eb343649977-oldprice style=\"text-decoration: line-through; color: #999; margin-right: 10px;\">$100<\/span>\n          <span data-namespace69e16c80641eb343649977-curprice style=\"font-size: 30px; font-weight: bold; color: #333;\">$80<\/span>\n        <\/div>\n        \n        <!-- Apply Button -->\n        <a data-namespace69e16c80641eb343649977-url href=\"\" style=\"display: inline-block; background: var(--ast-global-color-0); color: white; text-decoration: none; border-radius: 6px; font-size: 16px; font-weight: bold; text-align: center; transition: transform 0.3s ease, background 0.3s ease; margin-top: auto;\">\n          <button style=\"width: 100%; padding: 15px 30px;\">  \n            VER AGORA          <\/button>\n        <\/a>\n              <\/div>\n          <div data-namespace69e16c80641eb343649977-card style=\"background: #ffffff; border-radius: 12px; box-shadow: 0 10px 30px rgba(0, 0, 0, 0.1); width: 100%; max-width: 340px; padding: 25px; transition: transform 0.3s ease-in-out; overflow: visible; display: flex; flex-direction: column; position: relative; min-height: 440px; \">\n                                  <!-- Company Logo -->\n          <img decoding=\"async\" data-namespace69e16c80641eb343649977-image src=\"\" alt=\"\" onerror=\"this.src='https:\/\/cdn.adtechpanda.com\/a7c022a9-9b24-4466-847b-d8e479efa5be\/';\" style=\"position: absolute; top: 25px; right: 25px; width: 40px; height: 40px; padding: 2px; object-fit: cover; box-shadow: 0 4px 10px rgba(0, 0, 0, 0.1); border: 0.5px solid lightgray;\">\n          <div data-namespace69e16c80641eb343649977-header style=\"min-height: 140px;\">\n            <!-- Job Title -->\n            <h3 data-namespace69e16c80641eb343649977-title style=\"color: #333; font-size: 18px; font-weight: bold; margin-bottom: 5px; text-align: left; margin-right: 50px;\"><\/h3>\n            <!-- Location -->\n            <p data-namespace69e16c80641eb343649977-location style=\"font-size: 16px; color: #999; margin-bottom: 20px; text-align: left; display: flex; align-items: center;\">\n              <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" height=\"20\" width=\"20\" viewbox=\"0 0 24 24\" style=\"fill: #1e293b; margin-right: 4px;\">\n                <path d=\"M12 2C8.13 2 5 5.13 5 9c0 3.19 3.05 7.09 6.62 10.24L12 21l.38-.76C15.95 16.09 19 12.19 19 9c0-3.87-3.13-7-7-7zm0 10c-1.66 0-3-1.34-3-3s1.34-3 3-3 3 1.34 3 3-1.34 3-3 3z\"\/>\n              <\/svg>\n              <span data-namespace69e16c80641eb343649977-city><\/span>\n            <\/p>\n          <\/div>\n        \n        <!-- Job Description -->\n        <p data-namespace69e16c80641eb343649977-prompt style=\"font-size: 16px; color: #666; margin-bottom: 20px; line-height: 1.5; flex-grow: 1; text-align: left;\"><\/p>\n        <!-- Align to the right -->\n        <div data-namespace69e16c80641eb343649977-price style=\"display: flex; justify-content: flex-end; align-items: baseline; margin-bottom: 10px;\">\n          <span data-namespace69e16c80641eb343649977-oldprice style=\"text-decoration: line-through; color: #999; margin-right: 10px;\">$100<\/span>\n          <span data-namespace69e16c80641eb343649977-curprice style=\"font-size: 30px; font-weight: bold; color: #333;\">$80<\/span>\n        <\/div>\n        \n        <!-- Apply Button -->\n        <a data-namespace69e16c80641eb343649977-url href=\"\" style=\"display: inline-block; background: var(--ast-global-color-0); color: white; text-decoration: none; border-radius: 6px; font-size: 16px; font-weight: bold; text-align: center; transition: transform 0.3s ease, background 0.3s ease; margin-top: auto;\">\n          <button style=\"width: 100%; padding: 15px 30px;\">  \n            VER AGORA          <\/button>\n        <\/a>\n              <\/div>\n          <div data-namespace69e16c80641eb343649977-card style=\"background: #ffffff; border-radius: 12px; box-shadow: 0 10px 30px rgba(0, 0, 0, 0.1); width: 100%; max-width: 340px; padding: 25px; transition: transform 0.3s ease-in-out; overflow: visible; display: flex; flex-direction: column; position: relative; min-height: 440px; \">\n                                  <!-- Company Logo -->\n          <img decoding=\"async\" data-namespace69e16c80641eb343649977-image src=\"\" alt=\"\" onerror=\"this.src='https:\/\/cdn.adtechpanda.com\/a7c022a9-9b24-4466-847b-d8e479efa5be\/';\" style=\"position: absolute; top: 25px; right: 25px; width: 40px; height: 40px; padding: 2px; object-fit: cover; box-shadow: 0 4px 10px rgba(0, 0, 0, 0.1); border: 0.5px solid lightgray;\">\n          <div data-namespace69e16c80641eb343649977-header style=\"min-height: 140px;\">\n            <!-- Job Title -->\n            <h3 data-namespace69e16c80641eb343649977-title style=\"color: #333; font-size: 18px; font-weight: bold; margin-bottom: 5px; text-align: left; margin-right: 50px;\"><\/h3>\n            <!-- Location -->\n            <p data-namespace69e16c80641eb343649977-location style=\"font-size: 16px; color: #999; margin-bottom: 20px; text-align: left; display: flex; align-items: center;\">\n              <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" height=\"20\" width=\"20\" viewbox=\"0 0 24 24\" style=\"fill: #1e293b; margin-right: 4px;\">\n                <path d=\"M12 2C8.13 2 5 5.13 5 9c0 3.19 3.05 7.09 6.62 10.24L12 21l.38-.76C15.95 16.09 19 12.19 19 9c0-3.87-3.13-7-7-7zm0 10c-1.66 0-3-1.34-3-3s1.34-3 3-3 3 1.34 3 3-1.34 3-3 3z\"\/>\n              <\/svg>\n              <span data-namespace69e16c80641eb343649977-city><\/span>\n            <\/p>\n          <\/div>\n        \n        <!-- Job Description -->\n        <p data-namespace69e16c80641eb343649977-prompt style=\"font-size: 16px; color: #666; margin-bottom: 20px; line-height: 1.5; flex-grow: 1; text-align: left;\"><\/p>\n        <!-- Align to the right -->\n        <div data-namespace69e16c80641eb343649977-price style=\"display: flex; justify-content: flex-end; align-items: baseline; margin-bottom: 10px;\">\n          <span data-namespace69e16c80641eb343649977-oldprice style=\"text-decoration: line-through; color: #999; margin-right: 10px;\">$100<\/span>\n          <span data-namespace69e16c80641eb343649977-curprice style=\"font-size: 30px; font-weight: bold; color: #333;\">$80<\/span>\n        <\/div>\n        \n        <!-- Apply Button -->\n        <a data-namespace69e16c80641eb343649977-url href=\"\" style=\"display: inline-block; background: var(--ast-global-color-0); color: white; text-decoration: none; border-radius: 6px; font-size: 16px; font-weight: bold; text-align: center; transition: transform 0.3s ease, background 0.3s ease; margin-top: auto;\">\n          <button style=\"width: 100%; padding: 15px 30px;\">  \n            VER AGORA          <\/button>\n        <\/a>\n              <\/div>\n          <div data-namespace69e16c80641eb343649977-card style=\"background: #ffffff; border-radius: 12px; box-shadow: 0 10px 30px rgba(0, 0, 0, 0.1); width: 100%; max-width: 340px; padding: 25px; transition: transform 0.3s ease-in-out; overflow: visible; display: flex; flex-direction: column; position: relative; min-height: 440px; \">\n                                  <!-- Company Logo -->\n          <img decoding=\"async\" data-namespace69e16c80641eb343649977-image src=\"\" alt=\"\" onerror=\"this.src='https:\/\/cdn.adtechpanda.com\/a7c022a9-9b24-4466-847b-d8e479efa5be\/';\" style=\"position: absolute; top: 25px; right: 25px; width: 40px; height: 40px; padding: 2px; object-fit: cover; box-shadow: 0 4px 10px rgba(0, 0, 0, 0.1); border: 0.5px solid lightgray;\">\n          <div data-namespace69e16c80641eb343649977-header style=\"min-height: 140px;\">\n            <!-- Job Title -->\n            <h3 data-namespace69e16c80641eb343649977-title style=\"color: #333; font-size: 18px; font-weight: bold; margin-bottom: 5px; text-align: left; margin-right: 50px;\"><\/h3>\n            <!-- Location -->\n            <p data-namespace69e16c80641eb343649977-location style=\"font-size: 16px; color: #999; margin-bottom: 20px; text-align: left; display: flex; align-items: center;\">\n              <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" height=\"20\" width=\"20\" viewbox=\"0 0 24 24\" style=\"fill: #1e293b; margin-right: 4px;\">\n                <path d=\"M12 2C8.13 2 5 5.13 5 9c0 3.19 3.05 7.09 6.62 10.24L12 21l.38-.76C15.95 16.09 19 12.19 19 9c0-3.87-3.13-7-7-7zm0 10c-1.66 0-3-1.34-3-3s1.34-3 3-3 3 1.34 3 3-1.34 3-3 3z\"\/>\n              <\/svg>\n              <span data-namespace69e16c80641eb343649977-city><\/span>\n            <\/p>\n          <\/div>\n        \n        <!-- Job Description -->\n        <p data-namespace69e16c80641eb343649977-prompt style=\"font-size: 16px; color: #666; margin-bottom: 20px; line-height: 1.5; flex-grow: 1; text-align: left;\"><\/p>\n        <!-- Align to the right -->\n        <div data-namespace69e16c80641eb343649977-price style=\"display: flex; justify-content: flex-end; align-items: baseline; margin-bottom: 10px;\">\n          <span data-namespace69e16c80641eb343649977-oldprice style=\"text-decoration: line-through; color: #999; margin-right: 10px;\">$100<\/span>\n          <span data-namespace69e16c80641eb343649977-curprice style=\"font-size: 30px; font-weight: bold; color: #333;\">$80<\/span>\n        <\/div>\n        \n        <!-- Apply Button -->\n        <a data-namespace69e16c80641eb343649977-url href=\"\" style=\"display: inline-block; background: var(--ast-global-color-0); color: white; text-decoration: none; border-radius: 6px; font-size: 16px; font-weight: bold; text-align: center; transition: transform 0.3s ease, background 0.3s ease; margin-top: auto;\">\n          <button style=\"width: 100%; padding: 15px 30px;\">  \n            VER AGORA          <\/button>\n        <\/a>\n              <\/div>\n      <\/div>\n<\/div>\n\n\n<h2 class=\"wp-block-heading\"><strong>\u041c\u0435\u043a\u0441\u0438\u043a\u0438\u0439\u043d \u0441\u0430\u043d\u0445\u04af\u04af\u0433\u0438\u0439\u043d \u04af\u0439\u043b \u0430\u0436\u0438\u043b\u043b\u0430\u0433\u0430\u0430 \u044d\u0441\u0432\u044d\u043b \u0441\u0430\u043d\u0445\u04af\u04af\u0433\u0438\u0439\u043d \u04af\u0439\u043b \u0430\u0436\u0438\u043b\u043b\u0430\u0433\u0430\u0430 \u044e\u0443 \u0447 \u0431\u0438\u0448 \u04af\u04af?<\/strong><\/h2>\n\n\n\n<p>O financiamento automotivo \u00e9 basicamente um <strong>empr\u00e9stimo<\/strong> feito por bancos, financeiras, cooperativas ou at\u00e9 pelas pr\u00f3prias montadoras. Voc\u00ea d\u00e1 uma entrada (chamada de <strong>\u044d\u043d\u0433\u0430\u043d\u0447<\/strong>) eo restante do valor \u00e9 dividido em parcelas mensais, acrescidas de juros e custos administrativos.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Principais pontos que voc\u00ea precisa entender:<\/strong><\/h3>\n\n\n\n<ul>\n<li><strong>\u042d\u043d\u0433\u0430\u043d\u0447\u0435<\/strong>: geralmente entre 10% e 20% do valor do carro. Quanto maior a entrada, melhores as condi\u00e7\u00f5es.<br><\/li>\n\n\n\n<li><strong>\u041f\u0440\u0430\u0437\u043e<\/strong>: normalmente varia entre 12 e 72 meses. Quanto maior o prazo, menor a parcela, mas maior o custo final.<br><\/li>\n\n\n\n<li><strong>Taxa de juros<\/strong>: pode ser fixa ou vari\u00e1vel, mas a maioria dos bancos trabalha com juros fixos, o que d\u00e1 mais previsibilidade.<br><\/li>\n\n\n\n<li><strong>\u0422\u0443\u0441\u043b\u0430\u043c\u0436\u043b\u0430\u0433\u0447<\/strong>: al\u00e9m dos juros, h\u00e1 comiss\u00f5es de abertura, seguros obrigat\u00f3rios e impostos.<br><\/li>\n\n\n\n<li><strong>CAT (\u041a\u043e\u0441\u0442\u043e \u0436\u0438\u043b\u0438\u0439\u043d \u043d\u0438\u0439\u0442)<\/strong>: indicador que mostra or custo real do financiamento, incluindo juros + comiss\u00f5es + seguros. \u04ae\u04af\u043d \u0434\u044d\u044d\u0440 \u0445\u0430\u0440\u044c\u0446\u0443\u0443\u043b\u0430\u0445 \u043d\u044c \u0447\u0443\u0445\u0430\u043b \u044e\u043c.<br><\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Taxas de juros em 2025: \u04af\u0433\u04af\u0439 \u044e\u0443?<\/strong><\/h2>\n\n\n\n<p>\u0411\u0430\u0433\u0430 \u041e <strong>\u0411\u0430\u043d\u043a\u043e \u0434\u0435 \u041c\u0435\u043a\u0441\u0438\u043a\u043e (\u0411\u0430\u043d\u043a\u0441\u0438\u043a\u043e)<\/strong>, a taxa M\u00e9dia ponderada dos cr\u00e9ditos automotivos em 2023\/2024 ficou em torno de <strong>14.2% \u0431\u043e\u043b\u043e\u043d 14.7% \u044d\u0441\u0432\u044d\u043b \u04e9\u04e9\u0440<\/strong>. Esse \u00e9 o patamar m\u00e9dio do mercado.<\/p>\n\n\n\n<p>\u042f\u043b\u0433\u0430\u0430\u0442\u0430\u0439 \u0442\u0430\u0442\u0432\u0430\u0440\u044b\u043d \u0438\u043d\u0441\u0442\u0438\u0442\u0443\u0446\u0443\u0443\u0434:<\/p>\n\n\n\n<ul>\n<li><strong>HSBC (Inmediauto)<\/strong>: \u0434\u044d\u0441\u0434\u044d <strong>10.95%<\/strong> ao ano para ve\u00edculos novos, em condi\u00e7\u00f5es especiais. Para h\u00edbridos\/el\u00e9tricos, pode comecar em <strong>11.5%<\/strong>.<br><\/li>\n\n\n\n<li><strong>BBVA \u041c\u0435\u043a\u0441\u0438\u043a<\/strong>: taxas entre <strong>12.99% e 18.99%<\/strong> dependendo do tipo de carro e perfil do cliente. O CAT para autos h\u00edbridos novos gira em torno de <strong>21.7% \u0441\u0435\u043c IVA<\/strong>, e para h\u00edbridos seminovos chega a <strong>27.7% \u0441\u0435\u043c IVA<\/strong>.<br><\/li>\n\n\n\n<li><strong>Scotiabank (CrediAuto Plus)<\/strong>: taxa fixa de <strong>14.99%<\/strong> ao ano, com prazos de at\u00e9 72 meses e comiss\u00e3o de abertura de 2.5%.<br><\/li>\n\n\n\n<li><strong>\u0411\u0430\u043d\u0440\u0435\u0433\u0438\u043e<\/strong>: op\u00e7\u00f5es desde <strong>13%<\/strong> ao ano para ve\u00edculos novos, com flexibilidade para pr\u00e9-pagamentos sem penalidade.<br><\/li>\n\n\n\n<li><strong>\u0425\u043e\u0440\u0448\u043e\u043e (\u0436\u0438\u0448\u044d\u044d \u043d\u044c: CPM)<\/strong>: taxas entre <strong>12.8% e 13.8%<\/strong> \u04ae\u04af\u043d\u044d\u044d\u0441 \u0433\u0430\u0434\u043d\u0430 CATs \u0430\u043b\u044c \u0430\u043b\u044c \u043d\u044c (22%\u201325%) \u043d\u044c \u043d\u044d\u043c\u044d\u043b\u0442 \u043d\u044d\u043c\u044d\u043b\u0442\u04af\u04af\u0434 \u044e\u043c.<br><\/li>\n\n\n\n<li><strong>Alternativas menos competitivas (como Hey Banco)<\/strong>: podem chegar \u0431\u043e\u043b\u043e\u043d CAT M\u00e9dio de <strong>33%<\/strong>, ficando mais caras.<br><\/li>\n<\/ul>\n\n\n\n<p>Ou seja: enquanto algumas campanhas publicit\u00e1rias falam em &quot;juros desde 10%&quot;, na pratica a maioria dos contratos gira entre <strong>12% e 15% ao ano<\/strong>, de acordo com Banxico e bancos oficiais.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Custos embutidos: al\u00e9m dos juros<\/strong><\/h2>\n\n\n\n<p>Muita gente olha so para a taxa de juros, mas o financiamento envolve outros custos que podem pesar no bolso. \u04ae\u043d\u0434\u0441\u044d\u043d \u0437\u0430\u0440\u0447\u0438\u043c:<\/p>\n\n\n\n<ol>\n<li><strong>\u041a\u043e\u043c\u0438\u0441\u0441\u0438\u043e\u043d \u0434\u0435 \u0430\u043f\u0435\u0440\u0442\u0443\u0440\u0430<\/strong>: Taxa cobrada for formlizar or contrato, normalmente entre 1% e 2.5% do valor Financiado.<br><\/li>\n\n\n\n<li><strong>Seguros obrigat\u00f3rios<\/strong>: o banco exige que o carro tenha seguro contra danos e, em alguns casos, seguro de vida para o contratante.<br><\/li>\n\n\n\n<li><strong>\u041a\u043e\u043c\u0438\u0441\u0441\u0430\u043e por atraso<\/strong>: \u04e9\u0433\u04e9\u0433\u0434\u043b\u0438\u0439\u043d \u0431\u0430\u0433\u0446\u0430\u0434 \u0437\u043e\u0440\u0438\u0443\u043b\u0436 \u0438\u043b\u0433\u044d\u044d\u043c\u0436\u0438\u0439\u0433 \u0438\u043b\u0433\u044d\u044d\u043d\u044d \u04af\u04af.<br><\/li>\n\n\n\n<li><strong>Impostos (IVA)<\/strong>: incidem sobre comiss\u00f5es e servi\u00e7os.<br><\/li>\n\n\n\n<li><strong>\u0423\u0440\u044c\u0434\u0447\u0438\u043b\u0430\u043d \u0441\u044d\u0440\u0433\u0438\u0439\u043b\u044d\u0445 \u0448\u0438\u0439\u0442\u0433\u044d\u043b<\/strong>: algumas institui\u00e7\u00f5es ainda cobram se voc\u00ea quiser quitar antes do prazo, mas bancos como Banregio e HSBC oferecem contratos sem essa penalidade.<br><\/li>\n<\/ol>\n\n\n\n<p><strong>\u041c\u0430\u0448 \u0447\u0443\u0445\u0430\u043b<\/strong>: semper pergunte pelo <strong>CAT (\u041a\u043e\u0441\u0442\u043e \u0436\u0438\u043b\u0438\u0439\u043d \u043d\u0438\u0439\u0442)<\/strong>. \u0418\u043b \u0442\u043e\u0434 \u0441\u0430\u043d\u0445\u04af\u04af\u0436\u04af\u04af\u043b\u044d\u043b\u0442 \u0445\u0438\u0439\u0445 \u0431\u043e\u043b\u043e\u043c\u0436\u0442\u043e\u0439, \u04af\u04af\u043d\u0434 \u0442\u04e9\u043b\u0431\u04e9\u0440 \u0445\u0438\u0439\u0445 \u0431\u043e\u043b\u043e\u043c\u0436\u0433\u04af\u0439.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Melhores institui\u00e7\u00f5es for Financiar em 2025<\/strong><\/h2>\n\n\n\n<p>Se voc\u00ea est\u00e1 em d\u00favida sobre onde Financiar, aqui est\u00e3o as institui\u00e7\u00f5es mais relatedes em 2025:<\/p>\n\n\n\n<ul>\n<li><strong>HSBC (Inmediauto)<\/strong>: boas taxas para clientes com perfil s\u00f3lido, exigindo enganche maior.<br><\/li>\n\n\n\n<li><strong>BBVA \u041c\u0435\u043a\u0441\u0438\u043a<\/strong>: forte presen\u00e7a no mercado, com condi\u00e7\u00f5es competitivas para h\u00edbridos e el\u00e9tricos.<br><\/li>\n\n\n\n<li><strong>Scotiabank<\/strong>: transpar\u00eancia e prazos longos, boa op\u00e7\u00e3o para quem precisa reduzir a parcela mensal.<br><\/li>\n\n\n\n<li><strong>\u0411\u0430\u043d\u0440\u0435\u0433\u0438\u043e<\/strong>: taxas atraentes e flexibilidade para pagamentos antecipados sem multa.<br><\/li>\n\n\n\n<li><strong>\u0425\u043e\u0440\u0448\u043e\u043e (como CPM)<\/strong>: podem ser interessantes para quem tem relacionamento pr\u00f3ximo com \u043d\u044c \u0438\u043d\u0441\u0442\u0438\u0442\u0443\u0442, mas \u00e9 importante analisar \u044d\u0441\u0432\u044d\u043b CAT.<br><\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\u0421\u0430\u043d\u0445\u04af\u04af\u0436\u04af\u04af\u043b\u044d\u0445\u0438\u0439\u043d \u0442\u0443\u043b\u0434 \u043f\u0430\u0441\u0441\u043e<\/strong><\/h2>\n\n\n\n<ol>\n<li><strong>\u0422\u043e\u0434\u043e\u0440\u0445\u043e\u0439\u043b\u043e\u043b\u0442<\/strong>: 30% \u0434\u0430 \u0441\u0443\u0430 renda l\u00edquida \u0442\u043e\u043e\u0446\u043e\u043e\u043b\u0441\u043e\u043d \u0442\u043e\u043e\u0446\u043e\u043e\u043b\u043e\u043b.<br><\/li>\n\n\n\n<li><strong>Pesquise op\u00e7\u00f5es<\/strong>: \u0445\u0430\u0440\u044c\u0446\u0443\u0443\u043b\u0430\u0445 pelo menos tr\u00eas bancos diferentes e olhe semper o CAT, n\u00e3o apenas a taxa de juros.<br><\/li>\n\n\n\n<li><strong>\u042d\u0441\u043a\u043e\u043b\u0445\u0430 \u044d\u0441\u0432\u044d\u043b \u043a\u0430\u0440\u0440\u043e \u0441\u0435\u0440\u0442\u043e<\/strong>: lembre-se de que ve\u00edculos novos t\u00eam juros menores, mas seminovos custam menos no total.<br><\/li>\n\n\n\n<li><strong>\u041d\u044d\u0432\u0442\u0440\u04af\u04af\u043b\u044d\u0433 \u0431\u044d\u043b\u0442\u0433\u044d\u0445 (enganche)<\/strong>: quanto maior, melhor. Uma entrada de 30% pode reduzir muito o custo total.<br><\/li>\n\n\n\n<li><strong>\u042d\u0441\u0440\u044d\u0433 \u0437\u0430\u0430\u043b\u0442\u044b\u0433 \u0445\u044f\u043d\u0430\u043d\u0430 \u0443\u0443<\/strong>: leia atentamente as clausulas sobre comiss\u00f5es, seguros e penalidades.<br><\/li>\n\n\n\n<li><strong>\u0421\u0438\u043c\u0443\u043b\u044f\u0446\u0438 \u043a\u0438\u043d\u043e<\/strong>: veja como ficam as parcelas se voc\u00ea aumentar o enanche ou reduzir o prazo.<br><\/li>\n\n\n\n<li><strong>Seguro-\u0433 \u0431\u043e\u0434\u043e\u043e\u0440\u043e\u0439<\/strong>: lembre-se de que ele \u00e9 obrigat\u00f3rio e pode pesar no or\u00e7amento.<br><\/li>\n<\/ol>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\u0421\u0430\u043d\u0445\u04af\u04af\u0447 \u0443\u043c \u041a\u0430\u0440\u0440\u043e \u0412\u0430\u043d\u0442\u0430\u0433\u0435\u043d\u0441<\/strong><\/h2>\n\n\n\n<ul>\n<li>Permite adquirir o ve\u00edculo sem precisar pagar \u00e0 vista.<br><\/li>\n\n\n\n<li>Juros mais baixos do que em outras modalidades de cr\u00e9dito (como cart\u00e3o or empr\u00e9stimo pessoal).<br><\/li>\n\n\n\n<li>Algumas institui\u00e7\u00f5es oferecem beef\u00edcios extras para carros etricos e hibridos.<br><\/li>\n\n\n\n<li>\u0411\u043e\u043b\u043e\u043c\u0436\u0442\u043e\u0439 \u0431\u043e\u043b prazos longos, facilitando or planejamento financeiro.<br><\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Desvantagens \u0431\u043e\u043b\u043e\u043d Cuidados<\/strong><\/h2>\n\n\n\n<ul>\n<li>Se n\u00e3o houver planejamento, o carro pode acabar custando quase o dobro do pre\u00e7o original.<br><\/li>\n\n\n\n<li>Atrasos geram multas e podem afetar seu hist\u00f3rico de cr\u00e9dito.<br><\/li>\n\n\n\n<li>Alguns contratos t\u00eam custos ocultos que s\u00f3 aparecem depois da assinatura.<br><\/li>\n\n\n\n<li>Se o ve\u00edculo for Financiado, ele fica alienado ao banco at\u00e9 a quita\u00e7\u00e3o.<br><\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Tend\u00eancias do mercado em 2025<\/strong><\/h2>\n\n\n\n<ul>\n<li><strong>Cr\u00e9dito mais acess\u00edvel<\/strong>: Cortes na taxa b\u00e1sica do Banxico incentivam bancos and reduzir juros.<br><\/li>\n\n\n\n<li><strong>\u041a\u0430\u0440\u0440\u043e\u0441 \u0412\u0435\u0440\u0434\u0435\u0441\u0438\u0439\u0433 \u0443\u0440\u0430\u043c\u0448\u0443\u0443\u043b\u0430\u0445<\/strong>: h\u00edbridos e el\u00e9tricos t\u00eam condi\u00e7\u00f5es especiais em alguns bancos.<br><\/li>\n\n\n\n<li><strong>\u0414\u0438\u0436\u0438\u0442\u0430\u043b\u0436\u0443\u0443\u043b\u0430\u0445<\/strong>: \u0418\u043d\u0442\u0435\u0440\u043d\u044d\u0442\u0438\u0439\u043d \u044f\u043d\u0437 \u0431\u04af\u0440\u0438\u0439\u043d \u0431\u0430\u0439\u0433\u0443\u0443\u043b\u043b\u0430\u0433\u0443\u0443\u0434\u0430\u0434 \u0438\u0436\u0438\u043b \u0442\u04e9\u0441\u0442\u044d\u0439 \u0441\u0430\u043d\u0445\u04af\u04af\u0436\u04af\u04af\u043b\u044d\u043b\u0442 \u0445\u0438\u0439\u0445 \u0431\u043e\u043b\u043e\u043c\u0436\u0442\u043e\u0439.<br><\/li>\n\n\n\n<li><strong>Concorr\u00eancia crescente<\/strong>: fintechs e cooperativas est\u00e3o pressionando os grandes bancos a oferecer condi\u00e7\u00f5es mais transparentes.<br><\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\u0414\u04af\u0433\u043d\u044d\u043b\u0442<\/strong><\/h2>\n\n\n\n<p>O financiamento de um ve\u00edculo pode ser uma \u00f3tima alternativa para quem deseja conquistar a liberdade de ter um ve\u00edculo, mas n\u00e3o tem como pagar \u00e0 vista.&nbsp;<\/p>\n\n\n\n<p>\u042f\u043c\u0430\u0440 \u0447 entanto, \u00e9 Essential <strong>olhar al\u00e9m dos juros<\/strong> e \u0430\u043d\u0430\u043b\u0438\u0437\u0430\u0442\u043e\u0440 o <strong>CAT<\/strong>, os seguros e as comiss\u00f5es para evitar surpresas desagrad\u00e1veis.<\/p>\n\n\n\n<p>\u0420\u0435\u0433\u0440\u0430 \u0434\u0435 Ouro \u00e9 \u044d\u043d\u0433\u0438\u0439\u043d: <strong>\u043e\u043d\u0433\u043e\u0446<\/strong>. Defina quanto pode pagar, escolha bem a institui\u00e7\u00e3o e n\u00e3o tenha medo de negociar.&nbsp;<\/p>\n\n\n\n<p>Assim, voc\u00ea garante parcelas que cabem no seu bolso e evita transformar um sonho em dor de cabe\u00e7a.<\/p>\n\n\n\n<p>Se voc\u00ea est\u00e1 em d\u00favida entre op\u00e7\u00f5es, \u0430\u0448\u0438\u0433\u043b\u0430\u0445 o <strong>\u0411\u0430\u043d\u043a\u0441\u0438\u043a\u043e\u0433\u0438\u0439\u043d \u0437\u044d\u044d\u043b\u0438\u0439\u043d \u0445\u0430\u0440\u044c\u0446\u0443\u0443\u043b\u0430\u043b\u0442<\/strong> para ver as ofertas em tempo real e encontrar a que melhor se adapta ao seu perfil.<\/p>\n\n\n\n<p>\u042f\u043c\u0430\u0440 \u0447 fim das contas, um Financiamento bem planejado pode ser a ponte entre voc\u00ea eo carro que vai transformar sua rotina em algo mais pr\u00e1tico e confort\u00e1vel.<\/p>\n\n\n<div class=\"wp-block-lazyblock-accordion lazyblock-accordion-tSyuB\"><script type=\"module\">\n  import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\";\n  const Stimulus = Application.start();\n\n  Stimulus.register(\"accordion\", class extends Controller {\n\n    static get targets() {\n        return [ \"title\", \"description\", \"icon\" ];\n    }\n\n    update(event) {\n      let accordionIndex = Number(event.target.getAttribute('data-accordion-index'));\n      let description = this.descriptionTargets[accordionIndex];\n      let icon = this.iconTargets[accordionIndex];\n      \n      description.classList.toggle('animate-fade-in-down');\n      description.classList.toggle('hidden');\n      icon.classList.toggle('rotate-180');\n    }\n\n  });\n<\/script><div data-controller=\"accordion\" class=\"mx-5 sm:mx-0 rounded mt-10 mb-20\">\n\t<div>\n                    <h2>\n                <button data-accordion-target=\"title\" data-accordion-index=\"0\" data-action=\"accordion#update\" type=\"button\" style=\"color: white;\" class=\"h-24 sm:h-16 flex justify-between items-center py-5 w-full font-medium text-left text-gray-900 rounded-t-xl border-b border-gray-200 dark:border-gray-700 dark:text-white\">\n                    <span class=\"w-4\/5\" data-accordion-index=\"0\">\n                        2025 \u043e\u043d\u0434 \u041c\u0435\u043a\u0441\u0438\u043a\u0438\u0439\u043d \u0441\u0430\u043d\u0445\u04af\u04af\u0433\u0438\u0439\u043d \u043c\u044d\u0434\u044d\u044d\u043b\u043b\u0438\u0439\u043d \u0445\u044d\u0440\u044d\u0433\u0441\u043b\u044d\u044d\u0440 \u044f\u043c\u0430\u0440 \u0447 \u0431\u043e\u043b\u043e\u043c\u0436\u0433\u04af\u0439 \u044e\u0443?                    <\/span>\n                    <svg data-accordion-index=\"0\" data-accordion-target=\"icon\" class=\"w-6 h-6 rotate-180 shrink-0\" fill=\"currentColor\" viewbox=\"0 0 20 20\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path fill-rule=\"evenodd\" d=\"M5.293 7.293a1 1 0 011.414 0L10 10.586l3.293-3.293a1 1 0 111.414 1.414l-4 4a1 1 0 01-1.414 0l-4-4a1 1 0 010-1.414z\" clip-rule=\"evenodd\"><\/path><\/svg>\n                <\/button>\n            <\/h2>\n            <div data-accordion-target=\"description\" style=\"font-size: 15px;\" class=\"animate-fade-in-down\">\n                <div class=\"pb-10 border-b border-gray-200 dark:border-gray-70 text-left\">\n                    <p class=\"mb-2 text-gray-500 dark:text-gray-400\">\n                         11% \u0431\u0430 15%-\u044d\u044d\u0441 \u0445\u0430\u043c\u0430\u0430\u0440\u0430\u043b\u0433\u04af\u0439, \u0438\u043d\u0441\u0442\u0438\u0442\u0443\u0446\u0438\u0430\u0441 \u0445\u0430\u043c\u0430\u0430\u0440\u0430\u043b\u0442\u0430\u0439 \u0431\u0430\u0439\u0436 \u0431\u043e\u043b\u043d\u043e.                    <\/p>\n                <\/div>\n            <\/div>\n                    <h2>\n                <button data-accordion-target=\"title\" data-accordion-index=\"1\" data-action=\"accordion#update\" type=\"button\" style=\"color: white;\" class=\"h-24 sm:h-16 flex justify-between items-center py-5 w-full font-medium text-left text-gray-900 rounded-t-xl border-b border-gray-200 dark:border-gray-700 dark:text-white\">\n                    <span class=\"w-4\/5\" data-accordion-index=\"1\">\n                        \u00c9 \u0431\u043e\u043b\u043e\u043c\u0436\u0438\u0439\u043d \u0441\u0430\u043d\u0445\u04af\u04af\u0447 \u0431\u0430\u0439\u043d\u0430 \u0443\u0443?                      <\/span>\n                    <svg data-accordion-index=\"1\" data-accordion-target=\"icon\" class=\"w-6 h-6 rotate-180 shrink-0\" fill=\"currentColor\" viewbox=\"0 0 20 20\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path fill-rule=\"evenodd\" d=\"M5.293 7.293a1 1 0 011.414 0L10 10.586l3.293-3.293a1 1 0 111.414 1.414l-4 4a1 1 0 01-1.414 0l-4-4a1 1 0 010-1.414z\" clip-rule=\"evenodd\"><\/path><\/svg>\n                <\/button>\n            <\/h2>\n            <div data-accordion-target=\"description\" style=\"font-size: 15px;\" class=\"animate-fade-in-down\">\n                <div class=\"pb-10 border-b border-gray-200 dark:border-gray-70 text-left\">\n                    <p class=\"mb-2 text-gray-500 dark:text-gray-400\">\n                         Sim, mas os juros sao mais altos eo prazo costuma ser menor.                    <\/p>\n                <\/div>\n            <\/div>\n                    <h2>\n                <button data-accordion-target=\"title\" data-accordion-index=\"2\" data-action=\"accordion#update\" type=\"button\" style=\"color: white;\" class=\"h-24 sm:h-16 flex justify-between items-center py-5 w-full font-medium text-left text-gray-900 rounded-t-xl border-b border-gray-200 dark:border-gray-700 dark:text-white\">\n                    <span class=\"w-4\/5\" data-accordion-index=\"2\">\n                        O que \u00e9 CAT e por que \u00e9 \u0447\u0443\u0445\u0430\u043b \u0443\u0443?                    <\/span>\n                    <svg data-accordion-index=\"2\" data-accordion-target=\"icon\" class=\"w-6 h-6 rotate-180 shrink-0\" fill=\"currentColor\" viewbox=\"0 0 20 20\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path fill-rule=\"evenodd\" d=\"M5.293 7.293a1 1 0 011.414 0L10 10.586l3.293-3.293a1 1 0 111.414 1.414l-4 4a1 1 0 01-1.414 0l-4-4a1 1 0 010-1.414z\" clip-rule=\"evenodd\"><\/path><\/svg>\n                <\/button>\n            <\/h2>\n            <div data-accordion-target=\"description\" style=\"font-size: 15px;\" class=\"animate-fade-in-down\">\n                <div class=\"pb-10 border-b border-gray-200 dark:border-gray-70 text-left\">\n                    <p class=\"mb-2 text-gray-500 dark:text-gray-400\">\n                         \u00c9 o Costo Anual Total, que mostra or custo real do financiamento. \u00c9 a melhor forma de comparar propostas.                    <\/p>\n                <\/div>\n            <\/div>\n                    <h2>\n                <button data-accordion-target=\"title\" data-accordion-index=\"3\" data-action=\"accordion#update\" type=\"button\" style=\"color: white;\" class=\"h-24 sm:h-16 flex justify-between items-center py-5 w-full font-medium text-left text-gray-900 rounded-t-xl border-b border-gray-200 dark:border-gray-700 dark:text-white\">\n                    <span class=\"w-4\/5\" data-accordion-index=\"3\">\n                        Preciso dar entrada obrigatoriamente?                    <\/span>\n                    <svg data-accordion-index=\"3\" data-accordion-target=\"icon\" class=\"w-6 h-6 rotate-180 shrink-0\" fill=\"currentColor\" viewbox=\"0 0 20 20\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path fill-rule=\"evenodd\" d=\"M5.293 7.293a1 1 0 011.414 0L10 10.586l3.293-3.293a1 1 0 111.414 1.414l-4 4a1 1 0 01-1.414 0l-4-4a1 1 0 010-1.414z\" clip-rule=\"evenodd\"><\/path><\/svg>\n                <\/button>\n            <\/h2>\n            <div data-accordion-target=\"description\" style=\"font-size: 15px;\" class=\"animate-fade-in-down\">\n                <div class=\"pb-10 border-b border-gray-200 dark:border-gray-70 text-left\">\n                    <p class=\"mb-2 text-gray-500 dark:text-gray-400\">\n                        Na maioria dos casos, SIM. 10% \u0431\u0430 20% \u0445\u043e\u043e\u0440\u043e\u043d\u0434 \u0442\u043e\u0445\u0438\u0440\u0443\u0443\u043b\u043d\u0430 \u0443\u0443.                    <\/p>\n                <\/div>\n            <\/div>\n                    <h2>\n                <button data-accordion-target=\"title\" data-accordion-index=\"4\" data-action=\"accordion#update\" type=\"button\" style=\"color: white;\" class=\"h-24 sm:h-16 flex justify-between items-center py-5 w-full font-medium text-left text-gray-900 rounded-t-xl border-b border-gray-200 dark:border-gray-700 dark:text-white\">\n                    <span class=\"w-4\/5\" data-accordion-index=\"4\">\n                        Posso quitar \u044d\u0441\u0432\u044d\u043b Financiamento antes \u0445\u0438\u0439\u0445 \u0431\u043e\u043b\u043e\u043c\u0436\u0442\u043e\u0439 \u044e\u0443?                    <\/span>\n                    <svg data-accordion-index=\"4\" data-accordion-target=\"icon\" class=\"w-6 h-6 rotate-180 shrink-0\" fill=\"currentColor\" viewbox=\"0 0 20 20\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path fill-rule=\"evenodd\" d=\"M5.293 7.293a1 1 0 011.414 0L10 10.586l3.293-3.293a1 1 0 111.414 1.414l-4 4a1 1 0 01-1.414 0l-4-4a1 1 0 010-1.414z\" clip-rule=\"evenodd\"><\/path><\/svg>\n                <\/button>\n            <\/h2>\n            <div data-accordion-target=\"description\" style=\"font-size: 15px;\" class=\"animate-fade-in-down\">\n                <div class=\"pb-10 border-b border-gray-200 dark:border-gray-70 text-left\">\n                    <p class=\"mb-2 text-gray-500 dark:text-gray-400\">\n                        \u042d\u0441\u0440\u044d\u0433 \u0437\u0430\u0430\u043b\u0442\u0430\u0430\u0441 \u0445\u0430\u043c\u0430\u0430\u0440\u043d\u0430. Alguns bancos permitem se penalidade, outros cobram multa.                    <\/p>\n                <\/div>\n            <\/div>\n                    <h2>\n                <button data-accordion-target=\"title\" data-accordion-index=\"5\" data-action=\"accordion#update\" type=\"button\" style=\"color: white;\" class=\"h-24 sm:h-16 flex justify-between items-center py-5 w-full font-medium text-left text-gray-900 rounded-t-xl border-b border-gray-200 dark:border-gray-700 dark:text-white\">\n                    <span class=\"w-4\/5\" data-accordion-index=\"5\">\n                        O seguro do carro \u00e9 obrigat\u00f3rio no Financiamento?                    <\/span>\n                    <svg data-accordion-index=\"5\" data-accordion-target=\"icon\" class=\"w-6 h-6 rotate-180 shrink-0\" fill=\"currentColor\" viewbox=\"0 0 20 20\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path fill-rule=\"evenodd\" d=\"M5.293 7.293a1 1 0 011.414 0L10 10.586l3.293-3.293a1 1 0 111.414 1.414l-4 4a1 1 0 01-1.414 0l-4-4a1 1 0 010-1.414z\" clip-rule=\"evenodd\"><\/path><\/svg>\n                <\/button>\n            <\/h2>\n            <div data-accordion-target=\"description\" style=\"font-size: 15px;\" class=\"animate-fade-in-down\">\n                <div class=\"pb-10 border-b border-gray-200 dark:border-gray-70 text-left\">\n                    <p class=\"mb-2 text-gray-500 dark:text-gray-400\">\n                        Sim, o ve\u00edculo precisa estar assegurado enquanto estiver alienado ao banco.                    <\/p>\n                <\/div>\n            <\/div>\n                    <h2>\n                <button data-accordion-target=\"title\" data-accordion-index=\"6\" data-action=\"accordion#update\" type=\"button\" style=\"color: white;\" class=\"h-24 sm:h-16 flex justify-between items-center py-5 w-full font-medium text-left text-gray-900 rounded-t-xl border-b border-gray-200 dark:border-gray-700 dark:text-white\">\n                    <span class=\"w-4\/5\" data-accordion-index=\"6\">\n                        Quais sao os prazos mais comuns?                    <\/span>\n                    <svg data-accordion-index=\"6\" data-accordion-target=\"icon\" class=\"w-6 h-6 rotate-180 shrink-0\" fill=\"currentColor\" viewbox=\"0 0 20 20\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path fill-rule=\"evenodd\" d=\"M5.293 7.293a1 1 0 011.414 0L10 10.586l3.293-3.293a1 1 0 111.414 1.414l-4 4a1 1 0 01-1.414 0l-4-4a1 1 0 010-1.414z\" clip-rule=\"evenodd\"><\/path><\/svg>\n                <\/button>\n            <\/h2>\n            <div data-accordion-target=\"description\" style=\"font-size: 15px;\" class=\"animate-fade-in-down\">\n                <div class=\"pb-10 border-b border-gray-200 dark:border-gray-70 text-left\">\n                    <p class=\"mb-2 text-gray-500 dark:text-gray-400\">\n                        12-\u0430\u0430\u0441 72 \u0436\u0438\u043b\u0438\u0439\u043d \u0434\u0430\u0440\u0430\u0430, \u043d\u0438\u0439\u0442\u0434\u044d\u044d \u043c\u0430\u0448 \u0441\u0430\u0439\u043d.                    <\/p>\n                <\/div>\n            <\/div>\n                    <h2>\n                <button data-accordion-target=\"title\" data-accordion-index=\"7\" data-action=\"accordion#update\" type=\"button\" style=\"color: white;\" class=\"h-24 sm:h-16 flex justify-between items-center py-5 w-full font-medium text-left text-gray-900 rounded-t-xl border-b border-gray-200 dark:border-gray-700 dark:text-white\">\n                    <span class=\"w-4\/5\" data-accordion-index=\"7\">\n                         2025 \u043e\u043d\u0434 \u044f\u043c\u0430\u0440 \u0447 \u0431\u0430\u0439\u0441\u0430\u043d \u0443\u0443?                    <\/span>\n                    <svg data-accordion-index=\"7\" data-accordion-target=\"icon\" class=\"w-6 h-6 rotate-180 shrink-0\" fill=\"currentColor\" viewbox=\"0 0 20 20\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path fill-rule=\"evenodd\" d=\"M5.293 7.293a1 1 0 011.414 0L10 10.586l3.293-3.293a1 1 0 111.414 1.414l-4 4a1 1 0 01-1.414 0l-4-4a1 1 0 010-1.414z\" clip-rule=\"evenodd\"><\/path><\/svg>\n                <\/button>\n            <\/h2>\n            <div data-accordion-target=\"description\" style=\"font-size: 15px;\" class=\"animate-fade-in-down\">\n                <div class=\"pb-10 border-b border-gray-200 dark:border-gray-70 text-left\">\n                    <p class=\"mb-2 text-gray-500 dark:text-gray-400\">\n                        \u04ae\u0439\u043b\u0447\u043b\u04af\u04af\u043b\u044d\u0433\u0447\u0438\u0434, HSBC, Banregio \u0431\u043e\u043b\u043e\u043d BBVA \u043a\u043e\u043c\u043f\u0430\u043d\u0438\u0443\u0434\u044b\u043d \u04e9\u0440\u0441\u04e9\u043b\u0434\u04e9\u0445 \u0447\u0430\u0434\u0432\u0430\u0440\u0430\u0430\u0441 \u0445\u0430\u043c\u0430\u0430\u0440\u043d\u0430.\n                    <\/p>\n                <\/div>\n            <\/div>\n        \t<\/div>\n<\/div><\/div>","protected":false},"excerpt":{"rendered":"<p>Em 2025, o mercado de cr\u00e9dito est\u00e1 mais competitivo, e isso pode ser uma vantagem para quem sabe comparar bem as op\u00e7\u00f5es. Se voc\u00ea est\u00e1 pensando em financiar um carro novo ou seminovo, este guia vai te mostrar como funciona o processo, quais s\u00e3o as taxas de juros, os custos embutidos, as melhores institui\u00e7\u00f5es para [&hellip;]<\/p>","protected":false},"author":103,"featured_media":450,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_uag_custom_page_level_css":"","site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[11,12],"tags":[10,9],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v23.3 - 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