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flex-direction: column; position: relative; min-height: 440px; \">\n                                  <!-- Company Logo -->\n          <img decoding=\"async\" data-namespace69e181aee678f854872056-image src=\"\" alt=\"\" onerror=\"this.src='https:\/\/cdn.adtechpanda.com\/a7c022a9-9b24-4466-847b-d8e479efa5be\/';\" style=\"position: absolute; top: 25px; right: 25px; width: 40px; height: 40px; padding: 2px; object-fit: cover; box-shadow: 0 4px 10px rgba(0, 0, 0, 0.1); border: 0.5px solid lightgray;\">\n          <div data-namespace69e181aee678f854872056-header style=\"min-height: 140px;\">\n            <!-- Job Title -->\n            <h3 data-namespace69e181aee678f854872056-title style=\"color: #333; font-size: 18px; font-weight: bold; margin-bottom: 5px; text-align: left; margin-right: 50px;\"><\/h3>\n            <!-- Location -->\n            <p data-namespace69e181aee678f854872056-location style=\"font-size: 16px; color: #999; margin-bottom: 20px; text-align: left; display: flex; align-items: center;\">\n              <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" height=\"20\" width=\"20\" viewbox=\"0 0 24 24\" style=\"fill: #1e293b; margin-right: 4px;\">\n                <path d=\"M12 2C8.13 2 5 5.13 5 9c0 3.19 3.05 7.09 6.62 10.24L12 21l.38-.76C15.95 16.09 19 12.19 19 9c0-3.87-3.13-7-7-7zm0 10c-1.66 0-3-1.34-3-3s1.34-3 3-3 3 1.34 3 3-1.34 3-3 3z\"\/>\n              <\/svg>\n              <span data-namespace69e181aee678f854872056-city><\/span>\n            <\/p>\n          <\/div>\n        \n        <!-- Job Description -->\n        <p data-namespace69e181aee678f854872056-prompt style=\"font-size: 16px; color: #666; margin-bottom: 20px; line-height: 1.5; flex-grow: 1; text-align: left;\"><\/p>\n        <!-- Align to the right -->\n        <div data-namespace69e181aee678f854872056-price style=\"display: flex; justify-content: flex-end; align-items: baseline; margin-bottom: 10px;\">\n          <span data-namespace69e181aee678f854872056-oldprice style=\"text-decoration: line-through; color: #999; margin-right: 10px;\">$100<\/span>\n          <span data-namespace69e181aee678f854872056-curprice style=\"font-size: 30px; font-weight: bold; color: #333;\">$80<\/span>\n        <\/div>\n        \n        <!-- Apply Button -->\n        <a data-namespace69e181aee678f854872056-url href=\"\" style=\"display: inline-block; background: var(--ast-global-color-0); color: white; text-decoration: none; border-radius: 6px; font-size: 16px; font-weight: bold; text-align: center; transition: transform 0.3s ease, background 0.3s ease; margin-top: auto;\">\n          <button style=\"width: 100%; padding: 15px 30px;\">  \n            \u05d5\u05e8 \u05d0\u05d2\u05d5\u05e8\u05d4          <\/button>\n        <\/a>\n              <\/div>\n          <div data-namespace69e181aee678f854872056-card style=\"background: #ffffff; border-radius: 12px; box-shadow: 0 10px 30px rgba(0, 0, 0, 0.1); width: 100%; max-width: 340px; padding: 25px; transition: transform 0.3s ease-in-out; overflow: visible; display: flex; flex-direction: column; position: relative; min-height: 440px; \">\n                                  <!-- Company Logo -->\n          <img decoding=\"async\" data-namespace69e181aee678f854872056-image src=\"\" alt=\"\" onerror=\"this.src='https:\/\/cdn.adtechpanda.com\/a7c022a9-9b24-4466-847b-d8e479efa5be\/';\" style=\"position: absolute; top: 25px; right: 25px; width: 40px; height: 40px; padding: 2px; object-fit: cover; box-shadow: 0 4px 10px rgba(0, 0, 0, 0.1); border: 0.5px solid lightgray;\">\n          <div data-namespace69e181aee678f854872056-header style=\"min-height: 140px;\">\n            <!-- Job Title -->\n            <h3 data-namespace69e181aee678f854872056-title style=\"color: #333; font-size: 18px; font-weight: bold; margin-bottom: 5px; text-align: left; margin-right: 50px;\"><\/h3>\n            <!-- Location -->\n            <p data-namespace69e181aee678f854872056-location style=\"font-size: 16px; color: #999; margin-bottom: 20px; text-align: left; display: flex; align-items: center;\">\n              <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" height=\"20\" width=\"20\" viewbox=\"0 0 24 24\" style=\"fill: #1e293b; margin-right: 4px;\">\n                <path d=\"M12 2C8.13 2 5 5.13 5 9c0 3.19 3.05 7.09 6.62 10.24L12 21l.38-.76C15.95 16.09 19 12.19 19 9c0-3.87-3.13-7-7-7zm0 10c-1.66 0-3-1.34-3-3s1.34-3 3-3 3 1.34 3 3-1.34 3-3 3z\"\/>\n              <\/svg>\n              <span data-namespace69e181aee678f854872056-city><\/span>\n            <\/p>\n          <\/div>\n        \n        <!-- Job Description -->\n        <p data-namespace69e181aee678f854872056-prompt style=\"font-size: 16px; color: #666; margin-bottom: 20px; line-height: 1.5; flex-grow: 1; text-align: left;\"><\/p>\n        <!-- Align to the right -->\n        <div data-namespace69e181aee678f854872056-price style=\"display: flex; justify-content: flex-end; align-items: baseline; margin-bottom: 10px;\">\n          <span data-namespace69e181aee678f854872056-oldprice style=\"text-decoration: line-through; color: #999; margin-right: 10px;\">$100<\/span>\n          <span data-namespace69e181aee678f854872056-curprice style=\"font-size: 30px; font-weight: bold; color: #333;\">$80<\/span>\n        <\/div>\n        \n        <!-- Apply Button -->\n        <a data-namespace69e181aee678f854872056-url href=\"\" style=\"display: inline-block; background: var(--ast-global-color-0); color: white; text-decoration: none; border-radius: 6px; font-size: 16px; font-weight: bold; text-align: center; transition: transform 0.3s ease, background 0.3s ease; margin-top: auto;\">\n          <button style=\"width: 100%; padding: 15px 30px;\">  \n            \u05d5\u05e8 \u05d0\u05d2\u05d5\u05e8\u05d4          <\/button>\n        <\/a>\n              <\/div>\n          <div data-namespace69e181aee678f854872056-card style=\"background: #ffffff; border-radius: 12px; box-shadow: 0 10px 30px rgba(0, 0, 0, 0.1); width: 100%; max-width: 340px; padding: 25px; transition: transform 0.3s ease-in-out; overflow: visible; display: flex; flex-direction: column; position: relative; min-height: 440px; \">\n                                  <!-- Company Logo -->\n          <img decoding=\"async\" data-namespace69e181aee678f854872056-image src=\"\" alt=\"\" onerror=\"this.src='https:\/\/cdn.adtechpanda.com\/a7c022a9-9b24-4466-847b-d8e479efa5be\/';\" style=\"position: absolute; top: 25px; right: 25px; width: 40px; height: 40px; padding: 2px; object-fit: cover; box-shadow: 0 4px 10px rgba(0, 0, 0, 0.1); border: 0.5px solid lightgray;\">\n          <div data-namespace69e181aee678f854872056-header style=\"min-height: 140px;\">\n            <!-- Job Title -->\n            <h3 data-namespace69e181aee678f854872056-title style=\"color: #333; font-size: 18px; font-weight: bold; margin-bottom: 5px; text-align: left; margin-right: 50px;\"><\/h3>\n            <!-- Location -->\n            <p data-namespace69e181aee678f854872056-location style=\"font-size: 16px; color: #999; margin-bottom: 20px; text-align: left; display: flex; align-items: center;\">\n              <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" height=\"20\" width=\"20\" viewbox=\"0 0 24 24\" style=\"fill: #1e293b; margin-right: 4px;\">\n                <path d=\"M12 2C8.13 2 5 5.13 5 9c0 3.19 3.05 7.09 6.62 10.24L12 21l.38-.76C15.95 16.09 19 12.19 19 9c0-3.87-3.13-7-7-7zm0 10c-1.66 0-3-1.34-3-3s1.34-3 3-3 3 1.34 3 3-1.34 3-3 3z\"\/>\n              <\/svg>\n              <span data-namespace69e181aee678f854872056-city><\/span>\n            <\/p>\n          <\/div>\n        \n        <!-- Job Description -->\n        <p data-namespace69e181aee678f854872056-prompt style=\"font-size: 16px; color: #666; margin-bottom: 20px; line-height: 1.5; flex-grow: 1; text-align: left;\"><\/p>\n        <!-- Align to the right -->\n        <div data-namespace69e181aee678f854872056-price style=\"display: flex; justify-content: flex-end; align-items: baseline; margin-bottom: 10px;\">\n          <span data-namespace69e181aee678f854872056-oldprice style=\"text-decoration: line-through; color: #999; margin-right: 10px;\">$100<\/span>\n          <span data-namespace69e181aee678f854872056-curprice style=\"font-size: 30px; font-weight: bold; color: #333;\">$80<\/span>\n        <\/div>\n        \n        <!-- Apply Button -->\n        <a data-namespace69e181aee678f854872056-url href=\"\" style=\"display: inline-block; background: var(--ast-global-color-0); color: white; text-decoration: none; border-radius: 6px; font-size: 16px; font-weight: bold; text-align: center; transition: transform 0.3s ease, background 0.3s ease; margin-top: auto;\">\n          <button style=\"width: 100%; padding: 15px 30px;\">  \n            \u05d5\u05e8 \u05d0\u05d2\u05d5\u05e8\u05d4          <\/button>\n        <\/a>\n              <\/div>\n          <div data-namespace69e181aee678f854872056-card style=\"background: #ffffff; border-radius: 12px; box-shadow: 0 10px 30px rgba(0, 0, 0, 0.1); width: 100%; max-width: 340px; padding: 25px; transition: transform 0.3s ease-in-out; overflow: visible; display: flex; flex-direction: column; position: relative; min-height: 440px; \">\n                                  <!-- Company Logo -->\n          <img decoding=\"async\" data-namespace69e181aee678f854872056-image src=\"\" alt=\"\" onerror=\"this.src='https:\/\/cdn.adtechpanda.com\/a7c022a9-9b24-4466-847b-d8e479efa5be\/';\" style=\"position: absolute; top: 25px; right: 25px; width: 40px; height: 40px; padding: 2px; object-fit: cover; box-shadow: 0 4px 10px rgba(0, 0, 0, 0.1); border: 0.5px solid lightgray;\">\n          <div data-namespace69e181aee678f854872056-header style=\"min-height: 140px;\">\n            <!-- Job Title -->\n            <h3 data-namespace69e181aee678f854872056-title style=\"color: #333; font-size: 18px; font-weight: bold; margin-bottom: 5px; text-align: left; margin-right: 50px;\"><\/h3>\n            <!-- Location -->\n            <p data-namespace69e181aee678f854872056-location style=\"font-size: 16px; color: #999; margin-bottom: 20px; text-align: left; display: flex; align-items: center;\">\n              <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" height=\"20\" width=\"20\" viewbox=\"0 0 24 24\" style=\"fill: #1e293b; margin-right: 4px;\">\n                <path d=\"M12 2C8.13 2 5 5.13 5 9c0 3.19 3.05 7.09 6.62 10.24L12 21l.38-.76C15.95 16.09 19 12.19 19 9c0-3.87-3.13-7-7-7zm0 10c-1.66 0-3-1.34-3-3s1.34-3 3-3 3 1.34 3 3-1.34 3-3 3z\"\/>\n              <\/svg>\n              <span data-namespace69e181aee678f854872056-city><\/span>\n            <\/p>\n          <\/div>\n        \n        <!-- Job Description -->\n        <p data-namespace69e181aee678f854872056-prompt style=\"font-size: 16px; color: #666; margin-bottom: 20px; line-height: 1.5; flex-grow: 1; text-align: left;\"><\/p>\n        <!-- Align to the right -->\n        <div data-namespace69e181aee678f854872056-price style=\"display: flex; justify-content: flex-end; align-items: baseline; margin-bottom: 10px;\">\n          <span data-namespace69e181aee678f854872056-oldprice style=\"text-decoration: line-through; color: #999; margin-right: 10px;\">$100<\/span>\n          <span data-namespace69e181aee678f854872056-curprice style=\"font-size: 30px; font-weight: bold; color: #333;\">$80<\/span>\n        <\/div>\n        \n        <!-- Apply Button -->\n        <a data-namespace69e181aee678f854872056-url href=\"\" style=\"display: inline-block; background: var(--ast-global-color-0); color: white; text-decoration: none; border-radius: 6px; font-size: 16px; font-weight: bold; text-align: center; transition: transform 0.3s ease, background 0.3s ease; margin-top: auto;\">\n          <button style=\"width: 100%; padding: 15px 30px;\">  \n            \u05d5\u05e8 \u05d0\u05d2\u05d5\u05e8\u05d4          <\/button>\n        <\/a>\n              <\/div>\n          <div data-namespace69e181aee678f854872056-card style=\"background: #ffffff; border-radius: 12px; box-shadow: 0 10px 30px rgba(0, 0, 0, 0.1); width: 100%; max-width: 340px; padding: 25px; transition: transform 0.3s ease-in-out; overflow: visible; display: flex; flex-direction: column; position: relative; min-height: 440px; \">\n                                  <!-- Company Logo -->\n          <img decoding=\"async\" data-namespace69e181aee678f854872056-image src=\"\" alt=\"\" onerror=\"this.src='https:\/\/cdn.adtechpanda.com\/a7c022a9-9b24-4466-847b-d8e479efa5be\/';\" style=\"position: absolute; top: 25px; right: 25px; width: 40px; height: 40px; padding: 2px; object-fit: cover; box-shadow: 0 4px 10px rgba(0, 0, 0, 0.1); border: 0.5px solid lightgray;\">\n          <div data-namespace69e181aee678f854872056-header style=\"min-height: 140px;\">\n            <!-- Job Title -->\n            <h3 data-namespace69e181aee678f854872056-title style=\"color: #333; font-size: 18px; font-weight: bold; margin-bottom: 5px; text-align: left; margin-right: 50px;\"><\/h3>\n            <!-- Location -->\n            <p data-namespace69e181aee678f854872056-location style=\"font-size: 16px; color: #999; margin-bottom: 20px; text-align: left; display: flex; align-items: center;\">\n              <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" height=\"20\" width=\"20\" viewbox=\"0 0 24 24\" style=\"fill: #1e293b; margin-right: 4px;\">\n                <path d=\"M12 2C8.13 2 5 5.13 5 9c0 3.19 3.05 7.09 6.62 10.24L12 21l.38-.76C15.95 16.09 19 12.19 19 9c0-3.87-3.13-7-7-7zm0 10c-1.66 0-3-1.34-3-3s1.34-3 3-3 3 1.34 3 3-1.34 3-3 3z\"\/>\n              <\/svg>\n              <span data-namespace69e181aee678f854872056-city><\/span>\n            <\/p>\n          <\/div>\n        \n        <!-- Job Description -->\n        <p data-namespace69e181aee678f854872056-prompt style=\"font-size: 16px; color: #666; margin-bottom: 20px; line-height: 1.5; flex-grow: 1; text-align: left;\"><\/p>\n        <!-- Align to the right -->\n        <div data-namespace69e181aee678f854872056-price style=\"display: flex; justify-content: flex-end; align-items: baseline; margin-bottom: 10px;\">\n          <span data-namespace69e181aee678f854872056-oldprice style=\"text-decoration: line-through; color: #999; margin-right: 10px;\">$100<\/span>\n          <span data-namespace69e181aee678f854872056-curprice style=\"font-size: 30px; font-weight: bold; color: #333;\">$80<\/span>\n        <\/div>\n        \n        <!-- Apply Button -->\n        <a data-namespace69e181aee678f854872056-url href=\"\" style=\"display: inline-block; background: var(--ast-global-color-0); color: white; text-decoration: none; border-radius: 6px; font-size: 16px; font-weight: bold; text-align: center; transition: transform 0.3s ease, background 0.3s ease; margin-top: auto;\">\n          <button style=\"width: 100%; padding: 15px 30px;\">  \n            \u05d5\u05e8 \u05d0\u05d2\u05d5\u05e8\u05d4          <\/button>\n        <\/a>\n              <\/div>\n          <div data-namespace69e181aee678f854872056-card style=\"background: #ffffff; border-radius: 12px; box-shadow: 0 10px 30px rgba(0, 0, 0, 0.1); width: 100%; max-width: 340px; padding: 25px; transition: transform 0.3s ease-in-out; overflow: visible; display: flex; flex-direction: column; position: relative; min-height: 440px; \">\n                                  <!-- Company Logo -->\n          <img decoding=\"async\" data-namespace69e181aee678f854872056-image src=\"\" alt=\"\" onerror=\"this.src='https:\/\/cdn.adtechpanda.com\/a7c022a9-9b24-4466-847b-d8e479efa5be\/';\" style=\"position: absolute; top: 25px; right: 25px; width: 40px; height: 40px; padding: 2px; object-fit: cover; box-shadow: 0 4px 10px rgba(0, 0, 0, 0.1); border: 0.5px solid lightgray;\">\n          <div data-namespace69e181aee678f854872056-header style=\"min-height: 140px;\">\n            <!-- Job Title -->\n            <h3 data-namespace69e181aee678f854872056-title style=\"color: #333; font-size: 18px; font-weight: bold; margin-bottom: 5px; text-align: left; margin-right: 50px;\"><\/h3>\n            <!-- Location -->\n            <p data-namespace69e181aee678f854872056-location style=\"font-size: 16px; color: #999; margin-bottom: 20px; text-align: left; display: flex; align-items: center;\">\n              <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" height=\"20\" width=\"20\" viewbox=\"0 0 24 24\" style=\"fill: #1e293b; margin-right: 4px;\">\n                <path d=\"M12 2C8.13 2 5 5.13 5 9c0 3.19 3.05 7.09 6.62 10.24L12 21l.38-.76C15.95 16.09 19 12.19 19 9c0-3.87-3.13-7-7-7zm0 10c-1.66 0-3-1.34-3-3s1.34-3 3-3 3 1.34 3 3-1.34 3-3 3z\"\/>\n              <\/svg>\n              <span data-namespace69e181aee678f854872056-city><\/span>\n            <\/p>\n          <\/div>\n        \n        <!-- Job Description -->\n        <p data-namespace69e181aee678f854872056-prompt style=\"font-size: 16px; color: #666; margin-bottom: 20px; line-height: 1.5; flex-grow: 1; text-align: left;\"><\/p>\n        <!-- Align to the right -->\n        <div data-namespace69e181aee678f854872056-price style=\"display: flex; justify-content: flex-end; align-items: baseline; margin-bottom: 10px;\">\n          <span data-namespace69e181aee678f854872056-oldprice style=\"text-decoration: line-through; color: #999; margin-right: 10px;\">$100<\/span>\n          <span data-namespace69e181aee678f854872056-curprice style=\"font-size: 30px; font-weight: bold; color: #333;\">$80<\/span>\n        <\/div>\n        \n        <!-- Apply Button -->\n        <a data-namespace69e181aee678f854872056-url href=\"\" style=\"display: inline-block; background: var(--ast-global-color-0); color: white; text-decoration: none; border-radius: 6px; font-size: 16px; font-weight: bold; text-align: center; transition: transform 0.3s ease, background 0.3s ease; margin-top: auto;\">\n          <button style=\"width: 100%; padding: 15px 30px;\">  \n            \u05d5\u05e8 \u05d0\u05d2\u05d5\u05e8\u05d4          <\/button>\n        <\/a>\n              <\/div>\n          <div data-namespace69e181aee678f854872056-card style=\"background: #ffffff; border-radius: 12px; box-shadow: 0 10px 30px rgba(0, 0, 0, 0.1); width: 100%; max-width: 340px; padding: 25px; transition: transform 0.3s ease-in-out; overflow: visible; display: flex; flex-direction: column; position: relative; min-height: 440px; \">\n                                  <!-- Company Logo -->\n          <img decoding=\"async\" data-namespace69e181aee678f854872056-image src=\"\" alt=\"\" onerror=\"this.src='https:\/\/cdn.adtechpanda.com\/a7c022a9-9b24-4466-847b-d8e479efa5be\/';\" style=\"position: absolute; top: 25px; right: 25px; width: 40px; height: 40px; padding: 2px; object-fit: cover; box-shadow: 0 4px 10px rgba(0, 0, 0, 0.1); border: 0.5px solid lightgray;\">\n          <div data-namespace69e181aee678f854872056-header style=\"min-height: 140px;\">\n            <!-- Job Title -->\n            <h3 data-namespace69e181aee678f854872056-title style=\"color: #333; font-size: 18px; font-weight: bold; margin-bottom: 5px; text-align: left; margin-right: 50px;\"><\/h3>\n            <!-- Location -->\n            <p data-namespace69e181aee678f854872056-location style=\"font-size: 16px; color: #999; margin-bottom: 20px; text-align: left; display: flex; align-items: center;\">\n              <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" height=\"20\" width=\"20\" viewbox=\"0 0 24 24\" style=\"fill: #1e293b; margin-right: 4px;\">\n                <path d=\"M12 2C8.13 2 5 5.13 5 9c0 3.19 3.05 7.09 6.62 10.24L12 21l.38-.76C15.95 16.09 19 12.19 19 9c0-3.87-3.13-7-7-7zm0 10c-1.66 0-3-1.34-3-3s1.34-3 3-3 3 1.34 3 3-1.34 3-3 3z\"\/>\n              <\/svg>\n              <span data-namespace69e181aee678f854872056-city><\/span>\n            <\/p>\n          <\/div>\n        \n        <!-- Job Description -->\n        <p data-namespace69e181aee678f854872056-prompt style=\"font-size: 16px; color: #666; margin-bottom: 20px; line-height: 1.5; flex-grow: 1; text-align: left;\"><\/p>\n        <!-- Align to the right -->\n        <div data-namespace69e181aee678f854872056-price style=\"display: flex; justify-content: flex-end; align-items: baseline; margin-bottom: 10px;\">\n          <span data-namespace69e181aee678f854872056-oldprice style=\"text-decoration: line-through; color: #999; margin-right: 10px;\">$100<\/span>\n          <span data-namespace69e181aee678f854872056-curprice style=\"font-size: 30px; font-weight: bold; color: #333;\">$80<\/span>\n        <\/div>\n        \n        <!-- Apply Button -->\n        <a data-namespace69e181aee678f854872056-url href=\"\" style=\"display: inline-block; background: var(--ast-global-color-0); color: white; text-decoration: none; border-radius: 6px; font-size: 16px; font-weight: bold; text-align: center; transition: transform 0.3s ease, background 0.3s ease; margin-top: auto;\">\n          <button style=\"width: 100%; padding: 15px 30px;\">  \n            \u05d5\u05e8 \u05d0\u05d2\u05d5\u05e8\u05d4          <\/button>\n        <\/a>\n              <\/div>\n          <div data-namespace69e181aee678f854872056-card style=\"background: #ffffff; border-radius: 12px; box-shadow: 0 10px 30px rgba(0, 0, 0, 0.1); width: 100%; max-width: 340px; padding: 25px; transition: transform 0.3s ease-in-out; overflow: visible; display: flex; flex-direction: column; position: relative; min-height: 440px; \">\n                                  <!-- Company Logo -->\n          <img decoding=\"async\" data-namespace69e181aee678f854872056-image src=\"\" alt=\"\" onerror=\"this.src='https:\/\/cdn.adtechpanda.com\/a7c022a9-9b24-4466-847b-d8e479efa5be\/';\" style=\"position: absolute; top: 25px; right: 25px; width: 40px; height: 40px; padding: 2px; object-fit: cover; box-shadow: 0 4px 10px rgba(0, 0, 0, 0.1); border: 0.5px solid lightgray;\">\n          <div data-namespace69e181aee678f854872056-header style=\"min-height: 140px;\">\n            <!-- Job Title -->\n            <h3 data-namespace69e181aee678f854872056-title style=\"color: #333; font-size: 18px; font-weight: bold; margin-bottom: 5px; text-align: left; margin-right: 50px;\"><\/h3>\n            <!-- Location -->\n            <p data-namespace69e181aee678f854872056-location style=\"font-size: 16px; color: #999; margin-bottom: 20px; text-align: left; display: flex; align-items: center;\">\n              <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" height=\"20\" width=\"20\" viewbox=\"0 0 24 24\" style=\"fill: #1e293b; margin-right: 4px;\">\n                <path d=\"M12 2C8.13 2 5 5.13 5 9c0 3.19 3.05 7.09 6.62 10.24L12 21l.38-.76C15.95 16.09 19 12.19 19 9c0-3.87-3.13-7-7-7zm0 10c-1.66 0-3-1.34-3-3s1.34-3 3-3 3 1.34 3 3-1.34 3-3 3z\"\/>\n              <\/svg>\n              <span data-namespace69e181aee678f854872056-city><\/span>\n            <\/p>\n          <\/div>\n        \n        <!-- Job Description -->\n        <p data-namespace69e181aee678f854872056-prompt style=\"font-size: 16px; color: #666; margin-bottom: 20px; line-height: 1.5; flex-grow: 1; text-align: left;\"><\/p>\n        <!-- Align to the right -->\n        <div data-namespace69e181aee678f854872056-price style=\"display: flex; justify-content: flex-end; align-items: baseline; margin-bottom: 10px;\">\n          <span data-namespace69e181aee678f854872056-oldprice style=\"text-decoration: line-through; color: #999; margin-right: 10px;\">$100<\/span>\n          <span data-namespace69e181aee678f854872056-curprice style=\"font-size: 30px; font-weight: bold; color: #333;\">$80<\/span>\n        <\/div>\n        \n        <!-- Apply Button -->\n        <a data-namespace69e181aee678f854872056-url href=\"\" style=\"display: inline-block; background: var(--ast-global-color-0); color: white; text-decoration: none; border-radius: 6px; font-size: 16px; font-weight: bold; text-align: center; transition: transform 0.3s ease, background 0.3s ease; margin-top: auto;\">\n          <button style=\"width: 100%; padding: 15px 30px;\">  \n            \u05d5\u05e8 \u05d0\u05d2\u05d5\u05e8\u05d4          <\/button>\n        <\/a>\n              <\/div>\n      <\/div>\n<\/div>\n\n\n<h2 class=\"wp-block-heading\"><strong>Como funciona o financiamento de ve\u00edculos no M\u00e9xico?<\/strong><\/h2>\n\n\n\n<p>O financiamento automotivo \u00e9 basicamente um <strong>\u05d0\u05de\u05e4\u05e8\u05e1\u05d8\u05d9\u05de\u05d5<\/strong> feito por bancos, financeiras, cooperativas \u05d0\u05d5 at\u00e9 pelas pr\u00f3prias montadoras. Voc\u00ea d\u00e1 uma entrada (chamada de <strong>\u05d0\u05e0\u05d2\u05e0\u05e6&#039;\u05d4<\/strong>) eo restante do valor \u00e9 dividido em parcelas mensais, acrescidas de juros e custos administrativeos.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Principais pontos que voc\u00ea precisa entender:<\/strong><\/h3>\n\n\n\n<ul>\n<li><strong>\u05d0\u05e0\u05d2\u05e0\u05e6&#039;\u05d4<\/strong>: geralmente entre 10% e 20% do valor do carro. Quanto maior a entrada, melhores as condi\u00e7\u00f5es.<br><\/li>\n\n\n\n<li><strong>\u05e4\u05e8\u05d0\u05d6\u05d5<\/strong>: normalmente varia entre 12 e 72 meses. Quanto maior o prazo, menor a parcela, mas maior o custo final.<br><\/li>\n\n\n\n<li><strong>\u05d8\u05e7\u05e1\u05d5\u05df \u05d9\u05d5\u05e8\u05d5\u05e1<\/strong>: pode ser fixa ou vari\u00e1vel, mas a maioria dos bancos trabalha com juros fixos, o que d\u00e1 mais previsibilidade.<br><\/li>\n\n\n\n<li><strong>\u05dc\u05e7\u05d5\u05d7\u05d5\u05ea \u05e0\u05d5\u05e1\u05e4\u05d9\u05dd<\/strong>: al\u00e9m dos juros, h\u00e1 comiss\u00f5es de abertura, seguros obrigat\u00f3rios e impostos.<br><\/li>\n\n\n\n<li><strong>\u05e1\u05d4&quot;\u05db \u05e2\u05dc\u05d5\u05ea \u05e9\u05e0\u05ea\u05d9\u05ea (CAT)<\/strong>: indicador que mostra o custo real do financiamento, incluindo juros + comiss\u00f5es + seguros. \u00c9 o n\u00famero mais importante para comparar ofertas.<br><\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\u05de\u05e1\u05d9 \u05d9\u05d5\u05e8\u05d5 \u05d1-2025: \u05d4\u05d0\u05dd \u05d0\u05ea\u05d4 \u05e8\u05d5\u05e6\u05d4?<\/strong><\/h2>\n\n\n\n<p>\u05e1\u05d2\u05d5\u05e0\u05d3\u05d5 \u05d0\u05d5 <strong>\u05d1\u05e0\u05e7 \u05de\u05e7\u05e1\u05d9\u05e7\u05d5 (Banxico)<\/strong>, a taxa m\u00e9dia ponderada dos cr\u00e9ditos automotivos em 2023\/2024 ficou em torno de <strong>14.2% \u05e2\u05d3 14.7% \u05d1\u05e9\u05e0\u05d4 \u05e9\u05e2\u05d1\u05e8\u05d4<\/strong>. Esse \u00e9 o patamar m\u00e9dio do mercado.<\/p>\n\n\n\n<p>Mas cada institui\u00e7\u00e3o pratica taxas diferents:<\/p>\n\n\n\n<ul>\n<li><strong>HSBC (\u05d0\u05d9\u05e0\u05de\u05d3\u05d9\u05d0\u05d5\u05d8\u05d5)<\/strong>: \u05de\u05e2\u05d1\u05e8 <strong>10.95%<\/strong> ao ano para ve\u00edculos novos, em condi\u00e7\u00f5es especiais. Para h\u00edbridos\/el\u00e9tricos, pode come\u00e7ar em <strong>11.5%<\/strong>.<br><\/li>\n\n\n\n<li><strong>BBVA \u05de\u05e7\u05e1\u05d9\u05e7\u05d5<\/strong>: \u05de\u05d9\u05e1\u05d5\u05ea \u05d1\u05d9\u05df <strong>12.99% \u05d5- 18.99%<\/strong> dependendo do tipo de carro e perfil do cliente. O CAT para autos hibridos novos gira em Torno de <strong>21.7% \u05de\u05e1 \u05de\u05e2&quot;\u05de<\/strong>, e para h\u00edbridos seminovos chega a <strong>27.7% \u05de\u05e1 \u05de\u05e2&quot;\u05de<\/strong>.<br><\/li>\n\n\n\n<li><strong>\u05e1\u05e7\u05d5\u05d8\u05d9\u05d4\u05d1\u05e0\u05e7 (\u05e7\u05e8\u05d3\u05d9\u05d0\u05d5\u05d8\u05d5 \u05e4\u05dc\u05d5\u05e1)<\/strong>\u05d8\u05e7\u05e1\u05d5\u05df \u05e7\u05d1\u05d5\u05e2 \u05e9\u05dc <strong>14.99%<\/strong> ao ano, com prazos de at\u00e9 72 meses e comiss\u00e3o de abertura de 2.5%.<br><\/li>\n\n\n\n<li><strong>\u05d1\u05e0\u05e8\u05d2&#039;\u05d9\u05d5<\/strong>\u05d0\u05e4\u05e9\u05e8\u05d5\u05d9\u05d5\u05ea \u05d4\u05d7\u05dc \u05de <strong>13%<\/strong> ao ano para ve\u00edculos novos, com flexibilidade para pre-pagamentos sem penalidade.<br><\/li>\n\n\n\n<li><strong>\u05e7\u05d5\u05d0\u05d5\u05e4\u05e8\u05d8\u05d9\u05d1\u05d9\u05dd (\u05dc\u05d3\u05d5\u05d2\u05de\u05d4: CPM)<\/strong>: \u05de\u05d9\u05e1\u05d5\u05ea \u05d1\u05d9\u05df <strong>12.8% \u05d5- 13.8%<\/strong> ao ano, mas CATs mais altos (22%\u201325%) devido a encargos adicionais.<br><\/li>\n\n\n\n<li><strong>\u05d0\u05dc\u05d8\u05e8\u05e0\u05d8\u05d9\u05d1\u05d5\u05ea \u05de\u05e0\u05d5\u05e1\u05d9\u05dd \u05ea\u05d7\u05e8\u05d5\u05ea\u05d9\u05d5\u05ea (\u05db\u05de\u05d5 \u05d4\u05d9\u05d9 \u05d1\u05e0\u05e7\u05d5)<\/strong>: podem chegar a CAT m\u00e9dio de <strong>33%<\/strong>, \u05e4\u05d9\u05d9\u05e7\u05e0\u05d3\u05d5 \u05d0\u05d1\u05dc \u05e7\u05d0\u05e8\u05e1.<br><\/li>\n<\/ul>\n\n\n\n<p>Ou seja: enquanto algumas campanhas publicit\u00e1rias falam em &quot;juros desde 10%&quot;, na pr\u00e1tica a maioria dos contratos gira entre <strong>12% \u05d5-15% \u05d2\u05dd \u05d1\u05e9\u05e0\u05d4<\/strong>, de acordo com Banxico e bancos oficiais.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Custos embutidos: al\u00e9m dos juros<\/strong><\/h2>\n\n\n\n<p>Muita gente olha s\u00f3 para a taxa de juros, mas o financiamento envolve outros custos que podem pesar no bolso. Veja os Principais:<\/p>\n\n\n\n<ol>\n<li><strong>\u05e4\u05e7\u05d5\u05d3\u05d4 \u05dc\u05e4\u05ea\u05d9\u05d7\u05d4<\/strong>: taxa cobrada para formalisar o contrato, normalmente entre 1% e 2.5% do valor financiado.<br><\/li>\n\n\n\n<li><strong>\u05e2\u05d5\u05d1\u05d3\u05d9\u05dd \u05d1\u05d8\u05d5\u05d7\u05d9\u05dd<\/strong>: o banco exige que o carro tenha seguro contra danos e, em alguns casos, seguro de vida para o contratante.<br><\/li>\n\n\n\n<li><strong>\u05d4\u05d5\u05d5\u05e2\u05d3\u05d4 \u05de\u05d0\u05ea \u05d0\u05d8\u05e8\u05d0\u05e1\u05d5<\/strong>: se a parcela n\u00e3o for paga na data certa, h\u00e1 multas e juros adicionais.<br><\/li>\n\n\n\n<li><strong>\u05d0\u05d9\u05de\u05e4\u05d5\u05e1\u05d8\u05d5\u05e1 (IRA)<\/strong>: incidem sobre comiss\u00f5es e servi\u00e7os.<br><\/li>\n\n\n\n<li><strong>Penaliza\u00e7\u00e3o por pr\u00e9-pagamento<\/strong>: algumas institui\u00e7\u00f5es ainda cobram se voc\u00ea quiser quitar ante do prazo, mas bancos como Banregio e HSBC oferecem contratos sem essa penalidade.<br><\/li>\n<\/ol>\n\n\n\n<p><strong>\u05d6\u05d4 \u05d7\u05e9\u05d5\u05d1<\/strong>\u05ea\u05de\u05d9\u05d3 \u05de\u05d7\u05e4\u05e9\u05ea \u05d0\u05ea \u05d4\u05e2\u05d5\u05e8 <strong>\u05e1\u05d4&quot;\u05db \u05e2\u05dc\u05d5\u05ea \u05e9\u05e0\u05ea\u05d9\u05ea (CAT)<\/strong>. Ele mostra de forma transparente quanto o financiamento realmente vai custar por ano, incluindo todos os encargos.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Melhores institui\u00e7\u00f5es para financiar em 2025<\/strong><\/h2>\n\n\n\n<p>Se voc\u00ea est\u00e1 em d\u00favida sobre onde financiar, aqui est\u00e3o as institui\u00e7\u00f5es mais relevantes em 2025:<\/p>\n\n\n\n<ul>\n<li><strong>HSBC (\u05d0\u05d9\u05e0\u05de\u05d3\u05d9\u05d0\u05d5\u05d8\u05d5)<\/strong>: boas taxas para clientes com perfil s\u00f3lido, exigindo enganche maior.<br><\/li>\n\n\n\n<li><strong>BBVA \u05de\u05e7\u05e1\u05d9\u05e7\u05d5<\/strong>: forte presen\u00e7a no mercado, com condi\u00e7\u00f5es competitivas para hibridos e el\u00e9tricos.<br><\/li>\n\n\n\n<li><strong>\u05e1\u05e7\u05d5\u05d8\u05d9\u05d4\u05d1\u05e0\u05e7<\/strong>: transpar\u00eancia e prazos longos, boa op\u00e7\u00e3o para quem precisa reduzir a parcela mensal.<br><\/li>\n\n\n\n<li><strong>\u05d1\u05e0\u05e8\u05d2&#039;\u05d9\u05d5<\/strong>: taxas atraentes e flexibilidade para pagamentos antecipados sem multa.<br><\/li>\n\n\n\n<li><strong>\u05e7\u05d5\u05d0\u05d5\u05e4\u05e8\u05d8\u05d9\u05d1\u05d9\u05dd (\u05db\u05de\u05d5 CPM)<\/strong>: podem ser interessantes para quem tem relacionamento pr\u00f3ximo com a institui\u00e7\u00e3o, mas \u00e9 importante analisar o CAT.<br><\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Passo a passo para financiar seu carro<\/strong><\/h2>\n\n\n\n<ol>\n<li><strong>\u05d4\u05d2\u05d3\u05e8 \u05d0\u05ea \u05d4\u05d0\u05d5\u05e8 \u05e9\u05dc\u05da<\/strong>: calcule quanto pode pagar por m\u00eas sem comprometer mais de 30% da sua renda l\u00edquida.<br><\/li>\n\n\n\n<li><strong>\u05d0\u05e4\u05e9\u05e8\u05d5\u05d9\u05d5\u05ea \u05d7\u05d9\u05e4\u05d5\u05e9<\/strong>: \u05d4\u05e9\u05d5\u05d5\u05d4 pelo menos tr\u00eas bancos diferentes e olhe semper o CAT, n\u00e3o apenas a taxa de juros.<br><\/li>\n\n\n\n<li><strong>\u05dc\u05d9\u05de\u05d5\u05d3\u05d9\u05dd \u05d0\u05d5 \u05e8\u05db\u05d1 \u05d1\u05d8\u05d5\u05d7\u05d9\u05dd<\/strong>: lembre-se de que ve\u00edculos novos t\u00eam juros menores, mas seminovos custam menos no total.<br><\/li>\n\n\n\n<li><strong>\u05d4\u05db\u05d9\u05e0\u05d5 \u05d0\u05e0\u05d8\u05e8\u05d0\u05d3\u05d4 (\u05d0\u05e0\u05d2\u05e0\u05e6&#039;\u05d4)<\/strong>: quanto maior, melhor. \u05d0\u05d5\u05de\u05d4 \u05d0\u05e0\u05d8\u05e8\u05d3\u05d4 \u05e9\u05dc 30% pode reduzir muito \u05d0\u05d5 custo total.<br><\/li>\n\n\n\n<li><strong>\u05ea\u05d9\u05e7\u05d5\u05df \u05d4\u05d7\u05d5\u05d6\u05d4<\/strong>: leia atentamente as cl\u00e1usulas sobre comiss\u00f5es, seguros e penalidades.<br><\/li>\n\n\n\n<li><strong>\u05e1\u05d9\u05de\u05d5\u05dc \u05ea\u05e8\u05d7\u05d9\u05e9\u05d9\u05dd<\/strong>: veja como ficam as parcelas se voc\u00ea aumentar o enganche ou reduzir o prazo.<br><\/li>\n\n\n\n<li><strong>\u05e9\u05e7\u05d5\u05dc \u05d0\u05ea \u05d4\u05d1\u05d9\u05d8\u05d7\u05d5\u05df<\/strong>: lembre-se de que ele \u00e9 obrigat\u00f3rio e pode pesar no or\u00e7amento.<br><\/li>\n<\/ol>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Vantagens de financiar um carro<\/strong><\/h2>\n\n\n\n<ul>\n<li>\u05d0\u05e4\u05e9\u05e8 \u05dc\u05e7\u05d1\u05dc \u05de\u05d9\u05d3\u05e2 \u05de\u05d3\u05d5\u05d9\u05e7 \u05e2\u05dc \u05e0\u05d5\u05e3.<br><\/li>\n\n\n\n<li>Juros mais baixos do que em outras modalidades de cr\u00e9dito (como cart\u00e3o ou empr\u00e9stimo pessoal).<br><\/li>\n\n\n\n<li>Algumas institui\u00e7\u00f5es oferecem benef\u00edcios extras para carros el\u00e9tricos e h\u00edbridos.<br><\/li>\n\n\n\n<li>Possibilidade de prazos longos, facilitando o planejamento financeiro.<br><\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\u05d9\u05ea\u05e8\u05d5\u05e0\u05d5\u05ea \u05d5\u05e2\u05d6\u05e8\u05d4<\/strong><\/h2>\n\n\n\n<ul>\n<li>Se n\u00e3o houver planejamento, o carro pode acabar cusstando quase o dobro do pre\u00e7o original.<br><\/li>\n\n\n\n<li>Atrasos geram multas e podem afetar seu hist\u00f3rico de cr\u00e9dito.<br><\/li>\n\n\n\n<li>Alguns contratos t\u00eam custos ocultos que s\u00f3 aparecem depois da assinatura.<br><\/li>\n\n\n\n<li>Se o ve\u00edculo for financiado, ele fica alienado ao banco at\u00e9 a quita\u00e7\u00e3o.<br><\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Tend\u00eancias do mercado em 2025<\/strong><\/h2>\n\n\n\n<ul>\n<li><strong>\u05d0\u05e9\u05e8\u05d0\u05d9 \u05e0\u05d2\u05d9\u05e9 \u05d9\u05d5\u05ea\u05e8<\/strong>: cortes na taxa b\u00e1sica do Banxico incentivam bancos a reduzir juros.<br><\/li>\n\n\n\n<li><strong>\u05ea\u05de\u05e8\u05d9\u05e5 \u05dc\u05e8\u05db\u05d1\u05d9\u05dd \u05d9\u05e8\u05d5\u05e7\u05d9\u05dd<\/strong>: h\u00edbridos e el\u00e9tricos t\u00eam condi\u00e7\u00f5es especiais em alguns bancos.<br><\/li>\n\n\n\n<li><strong>\u05d3\u05d9\u05d2\u05d9\u05d8\u05e6\u05d9\u05d4<\/strong>: j\u00e1 \u00e9 poss\u00edvel simular e contratar financiamentos totalmente online em v\u00e1rias institui\u00e7\u00f5es.<br><\/li>\n\n\n\n<li><strong>\u05e7\u05d5\u05e0\u05e7\u05d5\u05e8\u05e0\u05e1\u05d9\u05d4 \u05e1\u05d4\u05e8<\/strong>: fintechs e cooperativas est\u00e3o pressionando os grandes bancos a oferecer condi\u00e7\u00f5es mais transparentes.<br><\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\u05e1\u05d9\u05db\u05d5\u05dd<\/strong><\/h2>\n\n\n\n<p>O financiamento de um ve\u00edculo pode ser uma \u00f3tima alternativa para quem deseja conquistar a liberdade de ter um ve\u00edculo, mas n\u00e3o tem como pagar \u00e0 vista.&nbsp;<\/p>\n\n\n\n<p>\u05d0\u05d9\u05df \u05e1\u05e4\u05e7 \u05e9\u05d6\u05d4 \u05d7\u05d9\u05d5\u05e0\u05d9 <strong>\u05d0\u05d5\u05dc\u05d4\u05d0\u05e8 \u05d0\u05dc\u05dd \u05d3\u05d5\u05e1 \u05d9\u05d5\u05e8\u05d5\u05e1<\/strong> \u05de\u05e0\u05ea\u05d7 e <strong>\u05d7\u05b8\u05ea\u05d5\u05bc\u05dc<\/strong>, os seguros e as comiss\u00f5es para evitar surpresas desagrad\u00e1veis.<\/p>\n\n\n\n<p>\u05de\u05d3\u05d9\u05e0\u05d9\u05d5\u05ea \u05e9\u05dc\u05e0\u05d5 \u05e4\u05e9\u05d5\u05d8\u05d4: <strong>\u05e4\u05dc\u05d0\u05e0\u05d0\u05de\u05e0\u05d8\u05d5<\/strong>. Defina quanto pode pagar, escolha bem a institui\u00e7\u00e3o e n\u00e3o tenha medo de negociar.&nbsp;<\/p>\n\n\n\n<p>Assim, voc\u00ea garante parcelas que cabem no seu bolso e evita transformar um sonho em dor de cabe\u00e7a.<\/p>\n\n\n\n<p>Se voc\u00ea est\u00e1 em d\u00favida entre op\u00e7\u00f5es, \u05d4\u05e9\u05ea\u05de\u05e9 \u05d1-o <strong>comparador de cr\u00e9ditos do Banxico<\/strong> para ver as ofertas em tempo real e encontrar a que melhor se adapta ao seu perfil.<\/p>\n\n\n\n<p>No fim das contas, um financiamento bem planejado pode ser a ponte entre voc\u00ea eo carro que vai transformar sua rotina em algo mais pr\u00e1tico e confort\u00e1vel.<\/p>\n\n\n<div class=\"wp-block-lazyblock-accordion lazyblock-accordion-tSyuB\"><script type=\"module\">\n  import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\";\n  const Stimulus = Application.start();\n\n  Stimulus.register(\"accordion\", class extends Controller {\n\n    static get targets() {\n        return [ \"title\", \"description\", \"icon\" ];\n    }\n\n    update(event) {\n      let accordionIndex = Number(event.target.getAttribute('data-accordion-index'));\n      let description = this.descriptionTargets[accordionIndex];\n      let icon = this.iconTargets[accordionIndex];\n      \n      description.classList.toggle('animate-fade-in-down');\n      description.classList.toggle('hidden');\n      icon.classList.toggle('rotate-180');\n    }\n\n  });\n<\/script><div data-controller=\"accordion\" class=\"mx-5 sm:mx-0 rounded mt-10 mb-20\">\n\t<div>\n                    <h2>\n                <button data-accordion-target=\"title\" data-accordion-index=\"0\" data-action=\"accordion#update\" type=\"button\" style=\"color: white;\" class=\"h-24 sm:h-16 flex justify-between items-center py-5 w-full font-medium text-left text-gray-900 rounded-t-xl border-b border-gray-200 dark:border-gray-700 dark:text-white\">\n                    <span class=\"w-4\/5\" data-accordion-index=\"0\">\n                        \u05de\u05d4\u05d9 \u05d8\u05e7\u05e1 \u05d4\u05de\u05d3\u05d9\u05d4 \u05d4\u05e4\u05d9\u05e0\u05e0\u05e1\u05d9\u05ea \u05d3\u05d4 \u05e7\u05d0\u05e8\u05e8\u05d5\u05e1 \u05d0\u05d9\u05df \u05de\u05e7\u05e1\u05d9\u05e7\u05d5 \u05d1-2025?                    <\/span>\n                    <svg data-accordion-index=\"0\" data-accordion-target=\"icon\" class=\"w-6 h-6 rotate-180 shrink-0\" fill=\"currentColor\" viewbox=\"0 0 20 20\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path fill-rule=\"evenodd\" d=\"M5.293 7.293a1 1 0 011.414 0L10 10.586l3.293-3.293a1 1 0 111.414 1.414l-4 4a1 1 0 01-1.414 0l-4-4a1 1 0 010-1.414z\" clip-rule=\"evenodd\"><\/path><\/svg>\n                <\/button>\n            <\/h2>\n            <div data-accordion-target=\"description\" style=\"font-size: 15px;\" class=\"animate-fade-in-down\">\n                <div class=\"pb-10 border-b border-gray-200 dark:border-gray-70 text-left\">\n                    <p class=\"mb-2 text-gray-500 dark:text-gray-400\">\n                         Gira em Torno de 11% a 15% ao ano, dependendo da institui\u00e7\u00e3o e do perfil do cliente.                    <\/p>\n                <\/div>\n            <\/div>\n                    <h2>\n                <button data-accordion-target=\"title\" data-accordion-index=\"1\" data-action=\"accordion#update\" type=\"button\" style=\"color: white;\" class=\"h-24 sm:h-16 flex justify-between items-center py-5 w-full font-medium text-left text-gray-900 rounded-t-xl border-b border-gray-200 dark:border-gray-700 dark:text-white\">\n                    <span class=\"w-4\/5\" data-accordion-index=\"1\">\n                        \u05d4\u05d0\u05dd \u05d0\u05e4\u05e9\u05e8 \u05e4\u05d9\u05e0\u05e0\u05e1\u05d9\u05d9\u05dd \u05d1\u05d0\u05e8\u05e6\u05d5\u05ea \u05d4\u05d1\u05e8\u05d9\u05ea?                      <\/span>\n                    <svg data-accordion-index=\"1\" data-accordion-target=\"icon\" class=\"w-6 h-6 rotate-180 shrink-0\" fill=\"currentColor\" viewbox=\"0 0 20 20\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path fill-rule=\"evenodd\" d=\"M5.293 7.293a1 1 0 011.414 0L10 10.586l3.293-3.293a1 1 0 111.414 1.414l-4 4a1 1 0 01-1.414 0l-4-4a1 1 0 010-1.414z\" clip-rule=\"evenodd\"><\/path><\/svg>\n                <\/button>\n            <\/h2>\n            <div data-accordion-target=\"description\" style=\"font-size: 15px;\" class=\"animate-fade-in-down\">\n                <div class=\"pb-10 border-b border-gray-200 dark:border-gray-70 text-left\">\n                    <p class=\"mb-2 text-gray-500 dark:text-gray-400\">\n                         Sim, mas os juros s\u00e3o mais altos eo prazo costuma ser menor.                    <\/p>\n                <\/div>\n            <\/div>\n                    <h2>\n                <button data-accordion-target=\"title\" data-accordion-index=\"2\" data-action=\"accordion#update\" type=\"button\" style=\"color: white;\" class=\"h-24 sm:h-16 flex justify-between items-center py-5 w-full font-medium text-left text-gray-900 rounded-t-xl border-b border-gray-200 dark:border-gray-700 dark:text-white\">\n                    <span class=\"w-4\/5\" data-accordion-index=\"2\">\n                        O que \u00e9 CAT e por que \u00e9 \u05d7\u05e9\u05d5\u05d1?                    <\/span>\n                    <svg data-accordion-index=\"2\" data-accordion-target=\"icon\" class=\"w-6 h-6 rotate-180 shrink-0\" fill=\"currentColor\" viewbox=\"0 0 20 20\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path fill-rule=\"evenodd\" d=\"M5.293 7.293a1 1 0 011.414 0L10 10.586l3.293-3.293a1 1 0 111.414 1.414l-4 4a1 1 0 01-1.414 0l-4-4a1 1 0 010-1.414z\" clip-rule=\"evenodd\"><\/path><\/svg>\n                <\/button>\n            <\/h2>\n            <div data-accordion-target=\"description\" style=\"font-size: 15px;\" class=\"animate-fade-in-down\">\n                <div class=\"pb-10 border-b border-gray-200 dark:border-gray-70 text-left\">\n                    <p class=\"mb-2 text-gray-500 dark:text-gray-400\">\n                         \u00c9 o Costo Anual Total, que mostra o custo real do financiamento. \u00c9 a melhor forma de comparar propostas.                    <\/p>\n                <\/div>\n            <\/div>\n                    <h2>\n                <button data-accordion-target=\"title\" data-accordion-index=\"3\" data-action=\"accordion#update\" type=\"button\" style=\"color: white;\" class=\"h-24 sm:h-16 flex justify-between items-center py-5 w-full font-medium text-left text-gray-900 rounded-t-xl border-b border-gray-200 dark:border-gray-700 dark:text-white\">\n                    <span class=\"w-4\/5\" data-accordion-index=\"3\">\n                        Preciso Dar entrada obrigatoriamente?                    <\/span>\n                    <svg data-accordion-index=\"3\" data-accordion-target=\"icon\" class=\"w-6 h-6 rotate-180 shrink-0\" fill=\"currentColor\" viewbox=\"0 0 20 20\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path fill-rule=\"evenodd\" d=\"M5.293 7.293a1 1 0 011.414 0L10 10.586l3.293-3.293a1 1 0 111.414 1.414l-4 4a1 1 0 01-1.414 0l-4-4a1 1 0 010-1.414z\" clip-rule=\"evenodd\"><\/path><\/svg>\n                <\/button>\n            <\/h2>\n            <div data-accordion-target=\"description\" style=\"font-size: 15px;\" class=\"animate-fade-in-down\">\n                <div class=\"pb-10 border-b border-gray-200 dark:border-gray-70 text-left\">\n                    <p class=\"mb-2 text-gray-500 dark:text-gray-400\">\n                        Na maioria dos casos, sim. O enganche varia de 10% \u05d5-20%.                    <\/p>\n                <\/div>\n            <\/div>\n                    <h2>\n                <button data-accordion-target=\"title\" data-accordion-index=\"4\" data-action=\"accordion#update\" type=\"button\" style=\"color: white;\" class=\"h-24 sm:h-16 flex justify-between items-center py-5 w-full font-medium text-left text-gray-900 rounded-t-xl border-b border-gray-200 dark:border-gray-700 dark:text-white\">\n                    <span class=\"w-4\/5\" data-accordion-index=\"4\">\n                        \u05d4\u05d0\u05dd \u05d0\u05e4\u05e9\u05e8 \u05dc\u05d4\u05ea\u05e2\u05e1\u05e7 \u05e2\u05dd \u05d4\u05db\u05e1\u05e4\u05d9\u05dd?                    <\/span>\n                    <svg data-accordion-index=\"4\" data-accordion-target=\"icon\" class=\"w-6 h-6 rotate-180 shrink-0\" fill=\"currentColor\" viewbox=\"0 0 20 20\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path fill-rule=\"evenodd\" d=\"M5.293 7.293a1 1 0 011.414 0L10 10.586l3.293-3.293a1 1 0 111.414 1.414l-4 4a1 1 0 01-1.414 0l-4-4a1 1 0 010-1.414z\" clip-rule=\"evenodd\"><\/path><\/svg>\n                <\/button>\n            <\/h2>\n            <div data-accordion-target=\"description\" style=\"font-size: 15px;\" class=\"animate-fade-in-down\">\n                <div class=\"pb-10 border-b border-gray-200 dark:border-gray-70 text-left\">\n                    <p class=\"mb-2 text-gray-500 dark:text-gray-400\">\n                        \u05ea\u05dc\u05d5\u05d9 \u05dc\u05e2\u05e9\u05d5\u05ea \u05e7\u05d5\u05e0\u05d8\u05e8\u05d4. Alguns bancos permitem sem penalidade, outros cobram multa.                    <\/p>\n                <\/div>\n            <\/div>\n                    <h2>\n                <button data-accordion-target=\"title\" data-accordion-index=\"5\" data-action=\"accordion#update\" type=\"button\" style=\"color: white;\" class=\"h-24 sm:h-16 flex justify-between items-center py-5 w-full font-medium text-left text-gray-900 rounded-t-xl border-b border-gray-200 dark:border-gray-700 dark:text-white\">\n                    <span class=\"w-4\/5\" data-accordion-index=\"5\">\n                        O seguro do carro \u00e9 obrigat\u00f3rio no financiamento?                    <\/span>\n                    <svg data-accordion-index=\"5\" data-accordion-target=\"icon\" class=\"w-6 h-6 rotate-180 shrink-0\" fill=\"currentColor\" viewbox=\"0 0 20 20\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path fill-rule=\"evenodd\" d=\"M5.293 7.293a1 1 0 011.414 0L10 10.586l3.293-3.293a1 1 0 111.414 1.414l-4 4a1 1 0 01-1.414 0l-4-4a1 1 0 010-1.414z\" clip-rule=\"evenodd\"><\/path><\/svg>\n                <\/button>\n            <\/h2>\n            <div data-accordion-target=\"description\" style=\"font-size: 15px;\" class=\"animate-fade-in-down\">\n                <div class=\"pb-10 border-b border-gray-200 dark:border-gray-70 text-left\">\n                    <p class=\"mb-2 text-gray-500 dark:text-gray-400\">\n                        \u05e1\u05d9\u05dd, \u05d0\u05d5 ve\u00edculo precisa estar assegurado enquanto estiver alienado ao banco.                    <\/p>\n                <\/div>\n            <\/div>\n                    <h2>\n                <button data-accordion-target=\"title\" data-accordion-index=\"6\" data-action=\"accordion#update\" type=\"button\" style=\"color: white;\" class=\"h-24 sm:h-16 flex justify-between items-center py-5 w-full font-medium text-left text-gray-900 rounded-t-xl border-b border-gray-200 dark:border-gray-700 dark:text-white\">\n                    <span class=\"w-4\/5\" data-accordion-index=\"6\">\n                        Quais s\u00e3o os prazos mais comuns?                    <\/span>\n                    <svg data-accordion-index=\"6\" data-accordion-target=\"icon\" class=\"w-6 h-6 rotate-180 shrink-0\" fill=\"currentColor\" viewbox=\"0 0 20 20\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path fill-rule=\"evenodd\" d=\"M5.293 7.293a1 1 0 011.414 0L10 10.586l3.293-3.293a1 1 0 111.414 1.414l-4 4a1 1 0 01-1.414 0l-4-4a1 1 0 010-1.414z\" clip-rule=\"evenodd\"><\/path><\/svg>\n                <\/button>\n            <\/h2>\n            <div data-accordion-target=\"description\" style=\"font-size: 15px;\" class=\"animate-fade-in-down\">\n                <div class=\"pb-10 border-b border-gray-200 dark:border-gray-70 text-left\">\n                    <p class=\"mb-2 text-gray-500 dark:text-gray-400\">\n                        De 12 a 72 meses, mas prazos longos aumentam bastante o custo total.                    <\/p>\n                <\/div>\n            <\/div>\n                    <h2>\n                <button data-accordion-target=\"title\" data-accordion-index=\"7\" data-action=\"accordion#update\" type=\"button\" style=\"color: white;\" class=\"h-24 sm:h-16 flex justify-between items-center py-5 w-full font-medium text-left text-gray-900 rounded-t-xl border-b border-gray-200 dark:border-gray-700 dark:text-white\">\n                    <span class=\"w-4\/5\" data-accordion-index=\"7\">\n                         Qual banco tem a melhor taxa em 2025?                    <\/span>\n                    <svg data-accordion-index=\"7\" data-accordion-target=\"icon\" class=\"w-6 h-6 rotate-180 shrink-0\" fill=\"currentColor\" viewbox=\"0 0 20 20\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path fill-rule=\"evenodd\" d=\"M5.293 7.293a1 1 0 011.414 0L10 10.586l3.293-3.293a1 1 0 111.414 1.414l-4 4a1 1 0 01-1.414 0l-4-4a1 1 0 010-1.414z\" clip-rule=\"evenodd\"><\/path><\/svg>\n                <\/button>\n            <\/h2>\n            <div data-accordion-target=\"description\" style=\"font-size: 15px;\" class=\"animate-fade-in-down\">\n                <div class=\"pb-10 border-b border-gray-200 dark:border-gray-70 text-left\">\n                    <p class=\"mb-2 text-gray-500 dark:text-gray-400\">\n                        \u05ea\u05dc\u05d5\u05d9 \u05dc\u05e2\u05e9\u05d5\u05ea \u05dc\u05e7\u05d5\u05d7\u05d5\u05ea, mas HSBC, Banregio e BBVA aparecem entre os mais competitivos.\n                    <\/p>\n                <\/div>\n            <\/div>\n        \t<\/div>\n<\/div><\/div>","protected":false},"excerpt":{"rendered":"<p>Em 2025, o mercado de cr\u00e9dito est\u00e1 mais competitivo, e isso pode ser uma vantagem para quem sabe comparar bem as op\u00e7\u00f5es. Se voc\u00ea est\u00e1 pensando em financiar um carro novo ou seminovo, este guia vai te mostrar como funciona o processo, quais s\u00e3o as taxas de juros, os custos embutidos, as melhores institui\u00e7\u00f5es para [&hellip;]<\/p>","protected":false},"author":103,"featured_media":450,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_uag_custom_page_level_css":"","site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[11,12],"tags":[10,9],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v23.3 - 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