Avant Personal Loans
Borrow $2,000–$35,000 with APRs from 9.95% to 35.99%. Get a decision in minutes and funds as soon as next business day if approved. Fixed rates and predictable payments.
Avant offers personal loans with terms designed for a broad range of financial needs. Borrow anywhere from $2,000 to $35,000, with annual percentage rates (APRs) between 9.95% to 35.99%. Loan terms range from 24 to 60 months, giving applicants flexibility to choose repayment plans that fit their budgets. Avant is known for quick funding—if you’re approved, you can receive your money as fast as the next business day. All loans feature predictable monthly payments and fixed interest rates, providing peace of mind for budgeting.
How to Apply: Steps
- Start by checking your loan options without affecting your credit score
- Fill out a short, straightforward online application
- Get a fast decision, sometimes within minutes
- If approved, receive your funds as soon as the next business day
- Manage your loan and payments through the Avant mobile app or online portal
Highlights: Top Pros
Avant stands out for its simple, user-friendly application process. Quick decisions are possible—even within minutes—allowing you to move forward without delay.
The fixed interest rates and single monthly payments make repayments predictable and easier to manage. Automatic payment options and a modern mobile app add convenience for borrowers.
Considerations: Top Cons
One drawback to keep in mind is the potential for higher APRs, especially for applicants with less robust credit scores. An administration fee of up to 9.99% also applies and is deducted from the loan amount.
The lowest rates and highest loan amounts are not available to everyone. Terms may vary by state and are dependent on individual creditworthiness.
Verdict
Avant personal loans deliver fast funding, flexible terms, and a simple application process. Their fixed-rate products work well for those seeking predictable payments, making it a solid option for many borrowers. However, as with any loan product, review terms carefully and consider your eligibility and needs before applying.
